MLS #L4965536, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot139,871 sqft

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About this home

MLS #L4965536 is a home Lakeland. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

A rare 3.21-acre homesite in desirable South Lakeland, offering the space and privacy to create something truly your own. A striking steel-gated entrance, freshly paved private drive, upgraded fencing, and thoughtfully designed architectural lighting create an impressive arrival before you ever reach the homesite. Mature oaks and a natural greenbelt provide a secluded backdrop, while shopping, dining, healthcare, and schools remain just minutes away. Approximately three acres offer ample room for a custom home, private estate, and additional outdoor amenities. The property is Flood Zone X, high and dry, with no known wetlands, and already has an active Polk County water connection. Zoned RS – Single-Family Residential, with potential for additional residential uses subject to applicable zoning and development requirements. Pre-build home options and floor plans are available, providing buyers the opportunity to explore complete land-and-home packages. Topographical survey available upon request. Buyer to independently verify zoning, setbacks, utilities, building requirements, and intended use with the appropriate local authorities.

The essentials

On market
7 days
Annual tax
$1,933
Flood zone
X · Low risk
Lot
139,871 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$4,161/mo
Down payment (20%)
$139,980
Property taxes
$161/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
139,871 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
7
Flood Zone X
Annual Tax (2025)
$1,933
Parcel #
23-29-17-000000-044010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

County
Polk
MLS Area
33811 - Lakeland
Lot Size
139,871 sqft

Price history

Date
Event
Price
10/3/2026
Listed for sale
Source: Stellar MLS #L4965536
$699,900

Neighborhood

Map unavailable for this listing.

Calculator

Est. monthly payment
$4,161/mo
Principal & interest$3,650
Property taxes$161
Insurance$350
Down payment20% · $139,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$699,900

Time on market

7 days

Monthly payment

About $4,161/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,933 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byLPT REALTY, LLCListing agent: Ron CardenasListing data from Stellar MLS, MLS# L4965536.

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