18522 Ayrshire Cir, photo 1
Active
1 / 20

Overview

0 baLand
TypeLand
HOANone listed
Lot10,000 sqft

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

18522 Ayrshire Cir is a home in Port Charlotte Sec 079, Port Charlotte. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Rare Waterfront Residential Lot Opportunity in Sunny Port Charlotte! This prime, buildable lot offers direct access to the Bay and Gulf with sailboat-depth water and no fixed bridges—a boater’s dream! Nestled in a quiet tropical setting, the property has already been partially cleared, making it easy to start planning your Florida waterfront retreat. Imagine stepping out your back door, hopping on your boat, and cruising the turquoise waters of Charlotte Harbor in minutes. Surrounded by lush tropical landscape, year-round sunshine, and a community known for fishing, boating, and relaxed coastal living, this property is the perfect place to build your forever home, seasonal getaway, or a highly sought after rental. New construction is booming in this area, so secure your piece of paradise while you can. Conveniently located near world-class beaches, golf, dining, and shopping. Don’t miss this rare chance to own a true waterfront gem with unrestricted boating access!

The essentials

On market
402 days
Annual tax
$1,483
Flood zone
AE
Lot
10,000 sqft
Type
Land

At a glance

Land
Waterfront
Canal - Saltwater
10,000 sqft lot
Lot size

Payment

Est. monthly payment
$724/mo
Down payment (20%)
$21,000
Property taxes
$124/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
10,000 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Canal - Saltwater
Days on Market
402
Flood Zone AE
Annual Tax (2024)
$1,483
Parcel #
402231278013

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 079
County
Charlotte
MLS Area
33948 - Port Charlotte
Lot Size
10,000 sqft
BuildableIn CountyRoom For PoolPaved

Price history

Date
Event
Price
3/30/2026
Price change
Source: Stellar MLS #N6140497
$105,000-3.7%
9/10/2025
Listed for sale
Source: Stellar MLS #N6140497
$109,000

Neighborhood

18522 Ayrshire Cir
Port Charlotte, FL, 33948 · 33948 - Port Charlotte

Calculator

Est. monthly payment
$724/mo
Principal & interest$548
Property taxes$124
Insurance$53
Down payment20% · $21,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$105,000

Time on market

402 days

Monthly payment

About $724/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,483 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byBEYOND REALTY LLCListing agent: Kim HaberListing data from Stellar MLS, MLS# N6140497.

Keep exploring Florida

Pick up where you left off, or see what else is out there.