10273 St Paul Dr, photo 1
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Overview

0 baLand
TypeLand
HOA$120/yr
Lot10,625 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Deed RestrictionsParkPlaygroundSidewalks

10273 St Paul Dr is a home in Port Charlotte Sec 082, Port Charlotte. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $120 annually.

From the listing

This exceptional WATERFRONT lot in South Gulf Cove offers direct access to Charlotte Harbor and the Gulf of Mexico, making it the perfect spot to build your dream home. Boasting 50 feet of waterfront along the scenic 100-foot wide Applewhite Waterway, you’ll enjoy breathtaking water views and easy access to open water with only one bridge to pass under. City water and sewer are available, providing convenience for future development. South Gulf Cove community is a boater’s paradise, offering over 50 miles of navigable waterways, multiple parks, a playground, a public boat ramp, and sidewalks for outdoor enjoyment. The neighborhood’s voluntary HOA offers membership for just $120 per year, providing additional amenities and services. You’ll be just 20 minutes from the beautiful beaches of Boca Grande Island, short drive to shopping and dining, golf courses, fishing and everything SWF has to offer. With new home construction booming in the area, property values are on the rise, making this a great time to invest before prices climb further. The adjacent lot is also available for purchase, offering even more potential (MLS# N6143706 / 10281 St. Paul Dr). Don’t miss out on this opportunity to own a piece of paradise!

The essentials

On market
196 days
Annual tax
$1,002
HOA
$120/yr
Flood zone
AE
Lot
10,625 sqft
Type
Land

At a glance

Land
Waterfront
Canal - Brackish
10,625 sqft lot
Lot size

Payment

Est. monthly payment
$694/mo
Down payment (20%)
$21,000
Property taxes
$84/mo
HOA
$120/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
10,625 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Canal - Brackish
Days on Market
196
Deed Restrictions
Park
Playground
Sidewalks
Flood Zone AE
Annual Tax (2025)
$1,002
Parcel #
412127276016

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 082
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
10,625 sqft
HOA
$120/yr
South Gulf Cove Homeowners Association

Price history

Date
Event
Price
8/16/2026
Price change
Source: Stellar MLS #N6143705
$105,000-12.5%
4/1/2026
Listed for sale
Source: Stellar MLS #N6143705
$120,000

Neighborhood

10273 St Paul Dr
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Calculator

Est. monthly payment
$694/mo
Principal & interest$548
Property taxes$84
Insurance$53
HOA$10
Down payment20% · $21,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$105,000

Time on market

196 days

Monthly payment

About $694/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,002 annual tax bill, insurance, and the $120/yr HOA fee.

HOA fee

$120/yr

Managed by South Gulf Cove Homeowners Association.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byPREFERRED SHORE LLCListing agent: Mariia GusevaListing data from Stellar MLS, MLS# N6143705.

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