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Overview

3 bd2 ba2,028 sqft3 car garageSingle Family
TypeSingle Family
HOA$1,036/yr
Built2005
Lot14,810 sqft
Living area2,028 sqft
Price / sqft$296
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsSplit BedroomWindow TreatmentsBalconyLightingPrivate MailboxPrivate Yard

203 Lake Victoria CT is a 2005-built home in Stillwater, Englewood. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,028 square feet of living space. Listed at $599,900 (about $296/sqft), 46 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,036 semi-annually.

From the listing

Virtually Staged. Priced to sell! Gorgeous lakefront pool home situated on an estate-sized lot in Stillwater, an upscale, gated, deed-restricted community. Major improvements include a beautifully remodeled kitchen completed in 2018, new cabinet doors and drawers added in 2026, a new roof in 2022, hurricane-impact windows and doors installed in 2023, Kevlar storm panels for the lanai and impact-rated garage doors added around 2023 to 2024, updated landscaping in 2024, and two remodeled bathrooms. Built by White Heron Homes, this spacious St. Lucia model offers more than 2,000 square feet of living area and over 3,000 total square feet, with three generously sized bedrooms, two bathrooms, a private office or flexible fourth-bedroom space, and a rare three-car garage with an epoxy floor completed in 2024. Soaring 10-foot ceilings, 8-foot doors, diagonal tile flooring, laminate flooring in all bedrooms installed in 2018, and tall impact-rated pocketing sliders create a bright, open interior designed for effortless indoor-outdoor living. The updated kitchen features crisp white shaker cabinetry, granite countertops with seating, a large center island, an undermount sink, stainless steel appliances, under-cabinet lighting, and a lighted pantry. An oversized aquarium window provides a picturesque view of the pool and lake from the breakfast area. The private primary suite opens directly to the lanai and includes two walk-in closets and a remodeled bathroom with quartz countertops and a walk-in tiled shower. Outside, the oversized screened lanai surrounds a distinctive Roman-style saltwater pool with solar heating, a waterfall, and lion-head fountains. The pool was refinished around 2020 to 2021 and is set against a beautiful lake backdrop. Enjoy relaxing water views from many of the home’s main living areas and throughout the expansive outdoor space. Additional highlights include quartz countertops in both bathrooms, granite countertops in the laundry room, tray ceilings, designer lighting, palm-style ceiling fans, an interior laundry room, and an irrigation system. The home is not located in a high-risk flood zone, and the seller reports that the 2026 homeowners insurance premium is only $2,200 per year. The seller also reports that the home is on the same power grid as the nearby hospital, which has historically resulted in quicker power restoration following outages. Ideally located in the heart of Englewood, Stillwater residents enjoy convenient access to the YMCA, Historic Dearborn Street, Englewood and Manasota Key beaches, local dining, shopping, and medical facilities. Experience the best of gated community living and schedule your private showing today!

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The essentials

Built
2005
Price / sqft
$296
On market
46 days
Annual tax
$3,886
HOA
$1,036/yr
Flood zone
X · Low risk
Lot
14,810 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
Waterfront
Lake Front
Private pool
Heated
3 car garage
Garage Door Opener
0.34 acres
Lot size

Payment

Est. monthly payment
$3,839/mo
Down payment (20%)
$119,980
Property taxes
$324/mo
HOA
$1,036/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
14,810 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Garage Door Opener
Pool
Chlorine Free, Gunite, In Ground, Indoor, Salt Water, Screen Enclosure, Solar Heat, Tile
Waterfront
Lake Front
Days on Market
46
Ceiling Fans(s)
High Ceilings
Split Bedroom
Window Treatments
Balcony
Lighting
Private Mailbox
Private Yard
Rain Gutters
Buyer Approval Required
Deed Restrictions
Golf Carts OK
Irrigation-reclaimed Water
Dishwasher
Disposal
Dryer
Range
Refrigerator
Washer
Elementary
Englewood Elementary
Middle
SKY Academy Englewood
High
Wellen Park High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,886
Parcel #
0856130011

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Stillwater
County
Sarasota
MLS Area
34223 - Englewood
Lot Size
14,810 sqft
SidewalkPaved
HOA
$1,036/yr
Rosie Reece (CAM)

Price history

Date
Event
Price
8/27/2026
Listed for sale
Source: Stellar MLS #N6145343
$599,900
$296/sqft

Neighborhood

203 Lake Victoria CT
Englewood, FL, 34223 · 34223 - Englewood

Market insights

Offer Insights

Choose an offer strength

List price: $599,900
$575,000 – $599,900
95.6% – 100% of listTops out right at the list price
80% of listList price
120 of the last 238 home closings in 34223 landed at this number or higher (50%). The median one sat 59 days before it went under contract, and this one is on day 46.

Sample: 238 closed home sales in 34223 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,839/mo
Principal & interest$3,129
Property taxes$324
Insurance$300
HOA$86
Down payment20% · $119,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$599,900

$296 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,028 sq ft

Time on market

46 days

Year built

2005

Monthly payment

About $3,839/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,886 annual tax bill, insurance, and the $1,036/yr HOA fee.

HOA fee

$1,036/yr

Managed by Rosie Reece (CAM).

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEVOLVE REAL ESTATEListing agent: Erik DuniganListing data from Stellar MLS, MLS# N6145343.

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