319 Pilot Point Ln, photo 1
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Overview

3 bd4 ba3,384 sqft2 car garageSingle Family
TypeSingle Family
HOA$8,984/yr
Built1991
Lot11,411 sqft
Living area3,384 sqft
Price / sqft$1,240
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsLiving Room/Dining Room ComboPrimarybedroom UpstairsSolid Wood CabinetsVaulted Ceiling(s)

319 Pilot Point Ln is a 1991-built home in North Bay, Boca Grande. Inside you'll find 3 bedrooms, 4 bathrooms, and 3,384 square feet of living space. Listed at $4,195,000 (about $1,240/sqft), 20 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $8,984 annually.

From the listing

Some homes have a view. This one has a front-row seat to Charlotte Harbor Bay — and every inch of it has been reimagined to match. Behind the gates, this fully renovated three bedroom, all en suite and a bonus room, four full bath residence delivers the kind of turnkey luxury that's genuinely rare on the water: brand-new metal roof, all-new kitchen, new baths, beautifully refinished hardwood floors, plantation shutters, ceiling fans, crown molding, high ceilings, new carpet, new lighting, and fresh landscaping from curb to shoreline. The list is endless! It comes fully furnished, so the only thing left to do is move in and watch the sky turn gold. Step outside and the home keeps giving. Two Trex composite decks stretch across the upper levels — durable, effortless, and built for taking in the water. Climb one more flight to the rooftop deck, where the harbor stretches out in every direction and sunset becomes a nightly event. Down below, a brand-new paver patio brings the outdoor living to ground level, perfect for morning coffee or evening entertaining. And then there's the water itself: Boca Bay offers three community pools, a beach club, a boat dock, and a fishing pier, all within a secure, gated setting. The Pass Club adds upscale dining, a heated pool with bar and food service, eight tennis courts, a fitness center, and a pro shop.

The essentials

Built
1991
Price / sqft
$1,240
On market
20 days
Annual tax
$52,117
HOA
$8,984/yr
Flood zone
AE
Lot
11,411 sqft
Type
Single Family Residence

At a glance

Single family
Built 1991
Community pool
Fitness center too
2 car garage
Driveway
0.26 acres
Lot size
3,384 sqft
Living area

Payment

Est. monthly payment
$29,069/mo
Down payment (20%)
$839,000
Property taxes
$4,343/mo
HOA
$8,984/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1991
Lot
11,411 sqft
Cooling
Central Air
Heating
Electric, Heat Pump, Propane
Parking
Driveway, Garage Door Opener
Days on Market
20
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Living Room/Dining Room Combo
Primarybedroom Upstairs
Solid Wood Cabinets
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Awning(s)
Balcony
Buyer Approval Required
Deed Restrictions
Fitness Center
Golf Carts OK
Pool
Restaurant
Tennis Court(s)
Built-in Oven
Convection Oven
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer
Elementary
The Island School
Middle
L.A. Ainger Middle
High
Lemon Bay High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$52,117
Parcel #
23-43-20-23-00000.0850

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
North Bay
County
Lee
MLS Area
33921 - Boca Grande (PO BOX)
Lot Size
11,411 sqft
ClearedStreet Dead-EndPavedPrivate
HOA
$8,984/yr
Emma Doras

Price history

Date
Event
Price
9/23/2026
Listed for sale
Source: Stellar MLS #N6145862
$4,195,000
$1,240/sqft

Neighborhood

319 Pilot Point Ln
Boca Grande, FL, 33921 · 33921 - Boca Grande (PO BOX)

Market insights

Offer Insights

Choose an offer strength

List price: $4,195,000
$3.65M – $4.20M
87% – 100% of listTops out right at the list price
80% of listList price
9 of the last 16 home closings in 33921 landed at this number or higher (56%). The median one sat 147 days before it went under contract, and this one is on day 20.

Sample: 16 closed home sales in 33921 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$29,068/mo
Principal & interest$21,879
Property taxes$4,343
Insurance$2,098
HOA$749
Down payment20% · $839,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$4,195,000

$1,240 per sq ft

Beds and baths

3 beds, 4 baths

Size

3,384 sq ft

Time on market

20 days

Year built

1991

Monthly payment

About $29,069/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $52,117 annual tax bill, insurance, and the $8,984/yr HOA fee.

HOA fee

$8,984/yr

Managed by Emma Doras.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byMICHAEL SAUNDERS & COMPANYListing agent: Lori RyanListing data from Stellar MLS, MLS# N6145862.

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