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Overview

5 bd7 ba5,064 sqft2 car garageSingle Family
TypeSingle Family
HOA$5,200/qtr
Built1988
Lot8,954 sqft
Living area5,064 sqft
Price / sqft$938
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenPrimarybedroom UpstairsSolid Wood CabinetsThermostatWalk-in Closet(s)Window TreatmentsLighting

40 Seawatch Lake Dr is a 1988-built home in Seawatch Boca Grande, Boca Grande. Inside you'll find 5 bedrooms, 7 bathrooms, and 5,064 square feet of living space. Listed at $4,750,000 (about $938/sqft), 88 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $5,200 quarterly.

From the listing

A rare and remarkable opportunity in the exclusive Seawatch community of Boca Grande, this fully reimagined lakefront residence offers the space and feel of a custom estate with the ease of coastal living. Originally two villas, this home was masterfully combined and rebuilt from the studs in 2017, creating a seamless five-bedroom, five-and-a-half-bath retreat designed for both luxury and livability. From the moment you enter, expansive living spaces unfold with walls of glass—four sets of triple-panel sliders frame tranquil lake views and invite natural light to pour in. Wood-look tile flooring, crown molding, and plantation shutters elevate the interiors, while thoughtful details throughout reflect the quality of the renovation. The gourmet kitchen is a true showpiece, featuring Patagonia granite countertops, equipped with a Wolf range, wall oven, and microwave, a Sub-Zero cabinet-front refrigerator, wine refrigeration, a warming drawer, and an additional prep sink—perfectly suited for entertaining on any scale. A large kitchen island anchors the space, complemented by abundant cabinetry and exceptional storage throughout the home. The primary suite is a private sanctuary, featuring dual spa-inspired bathrooms, an oversized walk-in closet, and two sets of four-panel sliders that open to peaceful water views. Each additional bedroom offers comfort and privacy, making the home ideal for hosting family and guests. Modern systems—including hurricane-impact windows and doors, tankless propane water heaters, and a full gutter system—provide peace of mind, while the outdoor spaces are designed for effortless enjoyment with a propane-ready patio and seamless indoor-outdoor flow. Seawatch is a prestigious waterfront enclave of just 49 residences, thoughtfully positioned between the Gulf of Mexico and Lake Gasparilla. Residents enjoy exclusive amenities including access to the pristine Gulf shoreline, two community pools, and two tennis courts. This rare setting delivers a true barrier-island lifestyle—minutes from the charming village of Boca Grande for boutique shopping, fine dining, and world-class fishing and shelling.

The essentials

Built
1988
Price / sqft
$938
On market
161 days
Annual tax
$45,656
HOA
$5,200/qtr
Flood zone
AE
Lot
8,954 sqft
Type
Single Family Residence

At a glance

Single family
3 stories · 1988
Waterfront
Lake Front
Community pool
Shared amenity
2 car garage
8,954 sqft lot
Lot size

Payment

Est. monthly payment
$32,686/mo
Down payment (20%)
$950,000
Property taxes
$3,805/mo
HOA
$5,200/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1988
Lot
8,954 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Lake Front
Days on Market
161
Ceiling Fans(s)
Eat-in Kitchen
Primarybedroom Upstairs
Solid Wood Cabinets
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Sliding Doors
Deed Restrictions
Gated Community - No Guard
Golf Carts OK
Pool
Tennis Court(s)
Cooktop
Dishwasher
Dryer
Gas Water Heater
Ice Maker
Microwave
Refrigerator
Tankless Water Heater
Washer
Elementary
The Island School
Middle
L.A. Ainger Middle
High
Lemon Bay High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$45,656
Parcel #
422027480003

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Seawatch Boca Grande
County
Charlotte
MLS Area
33921 - Boca Grande (PO BOX)
Lot Size
8,954 sqft
LandscapedPrivatePaved
HOA
$5,200/qtr
Grande Property Services - Tim Freeman

Price history

Date
Event
Price
5/1/2026
Listed for sale
Source: Stellar MLS #D6147259
$4,750,000
$938/sqft

Neighborhood

40 Seawatch Lake Dr
Boca Grande, FL, 33921 · 33921 - Boca Grande (PO BOX)

Market insights

Offer Insights

Choose an offer strength

List price: $4,750,000
$4.13M – $4.75M
87% – 100% of listTops out right at the list price
80% of listList price
9 of the last 16 home closings in 33921 landed at this number or higher (56%). The median one sat 147 days before it went under contract, and this one is on day 161.

Sample: 16 closed home sales in 33921 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$32,686/mo
Principal & interest$24,773
Property taxes$3,805
Insurance$2,375
HOA$1,733
Down payment20% · $950,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$4,750,000

$938 per sq ft

Beds and baths

5 beds, 7 baths

Size

5,064 sq ft

Time on market

161 days

Year built

1988

Monthly payment

About $32,686/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $45,656 annual tax bill, insurance, and the $5,200/qtr HOA fee.

HOA fee

$5,200/qtr

Managed by Grande Property Services - Tim Freeman.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byGULF TO BAY SOTHEBY'S INTERNATListing agent: Jeff MooreListing data from Stellar MLS, MLS# D6147259.

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