428 Banana Cay Dr #A, photo 1
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Overview

2 bd2 ba922 sqftCondominium
TypeCondominium
HOA$398/mo
Built1985
Living area922 sqft
Price / sqft$100

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)PlaygroundPoolDishwasherRangeRefrigerator

428 Banana Cay Dr #A is a 1985-built home in Bristol Bay Condo, South Daytona. Inside you'll find 2 bedrooms, 2 bathrooms, and 922 square feet of living space. Listed at $92,500 (about $100/sqft), 154 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $398 monthly.

From the listing

INVESTOR ALERT!!! This condo is perfect for an investor, or first time home buyer! Located on the first floor, this unit is easily accessible. This unit is ready for new owners to make their own, or you can continue with the established tenants already in place. This is a safe, family friendly neighborhood. Centrally located to universities, hospitals, shopping, and yes... THE BEACH!!

The essentials

Built
1985
Price / sqft
$100
On market
154 days
Annual tax
$1,842
HOA
$398/mo
Flood zone
X500 · Low risk
Type
Condominium

At a glance

Condo
Built 1985
Community pool
Shared amenity
922 sqft
Living area

Payment

Est. monthly payment
$1,080/mo
Down payment (20%)
$18,500
Property taxes
$154/mo
HOA
$398/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1985
Lot
-
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
154
Ceiling Fans(s)
Playground
Pool
Dishwasher
Range
Refrigerator
Flood Zone X500
Annual Tax (2025)
$1,842
Parcel #
5333-28-00-428A

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bristol Bay Condo
County
Volusia
MLS Area
32119 - Daytona Beach/S Daytona Beach
Lot Size
-
HOA
$398/mo
TPSAMS

Price history

Date
Event
Price
10/16/2026
Price change
Source: Stellar MLS #NS1088257
$92,500-2.6%
$100/sqft
-
Price change
Source: Stellar MLS #NS1088257
$95,000-29.6%
$103/sqft
5/17/2026
Listed for sale
Source: Stellar MLS #NS1088257
$135,000
$146/sqft

Neighborhood

428 Banana Cay Dr #A
South Daytona, FL, 32119 · 32119 - Daytona Beach/S Daytona Beach

Market insights

Offer Insights

Choose an offer strength

List price: $92,500
$88,000 – $92,500
94.7% – 100% of listTops out right at the list price
80% of listList price
11 of the last 21 condo closings in 32119 landed at this number or higher (52%). The median one sat 104 days before it went under contract, and this one is on day 154 after a $42,500 cut.

Sample: 21 closed condo sales in 32119 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,080/mo
Principal & interest$482
Property taxes$154
Insurance$46
HOA$398
Down payment20% · $18,500
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$92,500

$100 per sq ft

Beds and baths

2 beds, 2 baths

Size

922 sq ft

Time on market

154 days

Year built

1985

Monthly payment

About $1,080/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,842 annual tax bill, insurance, and the $398/mo HOA fee.

HOA fee

$398/mo

Managed by TPSAMS.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byREALTY PROS ASSUREDListing agent: Bryan MorfordListing data from Stellar MLS, MLS# NS1088257.

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