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Overview

3 bd3 ba2,436 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1975
Lot14,560 sqft
Living area2,436 sqft
Price / sqft$226
Garage2 car

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About this home

Ceiling Fans(s)High CeilingsPrimary Bedroom Main FloorStone CountersWalk-in Closet(s)Window TreatmentsCourtyardPrivate Entrance

104 Rio Pinar Dr is a 1975-built home in Tomoka Oaks Country Club Estates, Ormond Beach. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,436 square feet of living space. Listed at $550,000 (about $226/sqft), 17 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

In-Ground Pool!! Mother-In-Law Suite!! Motivated Seller!! Relocating!!!!!! From the moment you arrive at 104 Rio Pinard Drive, you feel as though you’ve found your own private oasis. Beautiful iron gates frame the entrances, while thoughtfully designed landscaping, palm trees, and banana trees give the property a lush, tropical feel. The 3-bedroom, 3-bathroom home offers room to gather and room to spread out. The formal dining room would also make a great office or 4th bedroom. The master bedroom is spacious and has a large walk in closet and a beautifully updated bathroom with a walk in shower. On the opposite side of the house is the secondary bedroom and it leads to the mother-in-law suite with its own private rear entrance, bathroom and kitchenette plus a huge walk in closet adds flexibility for guests or extended family, while the finished detached garage serves as a pool house and/or man cave. The lanai is a unique space that can serve as a game room, sitting area or family room. The possibilities are endless... Out back, the fully fenced yard is designed for relaxing and entertaining without the upkeep of a traditional lawn. Spend the afternoon beside the in-ground pool, unwind in the attached hot tub, or enjoy the peaceful, resort-style setting. Every part of this property invites you to slow down and stay awhile. Storage is not a problem with 2 sheds on site. This property has had many updates including 2 new ductless HVAC units, new lvl floors in the living room, dining room and master bedroom. Updated master bathroom, fresh paint throughout, updated bathroom in the mother-in-law suite, faux grass covers the backyard for minimal maintenance, decorative landscaping, finished garage that can also be used for guests or entertaining. New lighting and ceiling fans add to the long list of updates and changes. At 104 Rio Pinar drive coming home feels like you have arrived at your very own vacation retreat and the best part is, you don't have to leave. *All information is assumed accurate but not guaranteed. Buyers and their agents must verify all information that is important to them.* These are actual pictures of the home NOT AI generated. Golf cart is included..

The essentials

Built
1975
Price / sqft
$226
On market
17 days
Annual tax
$6,531
Flood zone
X · Low risk
Lot
14,560 sqft
Type
Single Family Residence

At a glance

Single family
Built 1975
Private pool
Heated
2 car garage
0.33 acres
Lot size
2,436 sqft
Living area

Payment

Est. monthly payment
$3,687/mo
Down payment (20%)
$110,000
Property taxes
$544/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1975
Lot
14,560 sqft
Cooling
Mini-Split Unit(s)
Heating
Other
Parking
-
Pool
Heated, In Ground, Lighting, Pool Alarm, Salt Water, Tile
Days on Market
17
Ceiling Fans(s)
High Ceilings
Primary Bedroom Main Floor
Stone Counters
Walk-in Closet(s)
Window Treatments
Courtyard
Private Entrance
Private Yard
Rain Gutters
Dishwasher
Dryer
Microwave
Range
Range Hood
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$6,531
Parcel #
3242-10-34-0010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Tomoka Oaks Country Club Estates
County
Volusia
MLS Area
32174 - Ormond Beach
Lot Size
14,560 sqft

Price history

Date
Event
Price
10/11/2026
Price change
Source: Stellar MLS #NS1089379
$550,000-4.3%
$226/sqft
-
Price change
Source: Stellar MLS #NS1089379
$574,900-2.4%
$236/sqft
9/28/2026
Listed for sale
Source: Stellar MLS #NS1089379
$589,000
$242/sqft

Neighborhood

104 Rio Pinar Dr
Ormond Beach, FL, 32174 · 32174 - Ormond Beach

Market insights

Offer Insights

Choose an offer strength

List price: $550,000
$540,000 – $550,000
98.4% – 100% of listTops out right at the list price
80% of listList price
144 of the last 286 home closings in 32174 landed at this number or higher (50%). The median one sat 50 days before it went under contract, and this one is on day 17 after a $39,000 cut.

Sample: 286 closed home sales in 32174 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,688/mo
Principal & interest$2,868
Property taxes$544
Insurance$275
Down payment20% · $110,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$550,000

$226 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,436 sq ft

Time on market

17 days

Year built

1975

Monthly payment

About $3,687/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,531 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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Brokered byLAND AND SEA REALTYListing agent: Audra GilbertiListing data from Stellar MLS, MLS# NS1089379.

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