160 N 4th St, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot8,120 sqft

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About this home

160 N 4th St is a home in Crystal Lake Winter Homes, Lake Mary. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

2nd BIG PRICE REDUCTION - $50,000!!! Rare commercially zoned lot in downtown Lake Mary square connected to the vibrant shopping and dining district! Directly adjacent to Central Park at City Hall, downtown shops and restaurants, and walking distance to Lake Mary Sunrail Station. Property is zoned "DC" - Downtown Centre - Refer to chapter 154.67 in the Code of Ordinances. Allows for retail, office, restaurants, possible 2-story Live/Work opportunity. Sewer and water hooked up to residence. Micro retail development with salon space under construction on the southeast corner of 4th and Crystal Lake Ave, townhome projects proposed one block away on Wilbur Ave. City of Lake Mary has approved front parking on Crystal Lake and there is paved public parking on the corner and across the street. Located near City Hall, many great dining places, shopping, I-4, Lake Mary Blvd., and 417. Lots of exposure for your business and great foot traffic. Value is in the land. Similar commercial lot now under construction on teh corner sold for $899,000!

The essentials

On market
632 days
Annual tax
$507
Flood zone
X · Low risk
Lot
8,120 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$3,185/mo
Down payment (20%)
$109,980
Property taxes
$42/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
8,120 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
632
Flood Zone x
Annual Tax (2024)
$507
Parcel #
08-20-30-5AL-2500-0340

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Crystal Lake Winter Homes
County
Seminole
MLS Area
32746 - Lake Mary / Heathrow
Lot Size
8,120 sqft
Central Business DistrictCity LimitsLevel

Price history

Date
Event
Price
8/11/2026
Price change
Source: Stellar MLS #O6275577
$549,900-8.3%
-
Price change
Source: Stellar MLS #O6275577
$599,900-7.7%
1/24/2025
Listed for sale
Source: Stellar MLS #O6275577
$650,000

Neighborhood

160 N 4th St
Lake Mary, FL, 32746 · 32746 - Lake Mary / Heathrow

Calculator

Est. monthly payment
$3,185/mo
Principal & interest$2,868
Property taxes$42
Insurance$275
Down payment20% · $109,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$549,900

Time on market

632 days

Monthly payment

About $3,185/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $507 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: Mike PalombiListing data from Stellar MLS, MLS# O6275577.

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