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Overview

4 bd3 ba2,580 sqft2 car garageSingle Family
TypeSingle Family
HOA$435/qtr
Built2012
Lot6,403 sqft
Living area2,580 sqft
Price / sqft$145
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Kitchen/Family Room ComboOpen FloorplanPrimarybedroom UpstairsWindow TreatmentsSidewalkSprinkler MeteredDishwasher

3560 Cortland Dr is a 2012-built home in Cortland Woods At Providence Ph 01, Davenport. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,580 square feet of living space. Listed at $374,000 (about $145/sqft), 341 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $435 quarterly.

From the listing

MAJOR PRICE IMPROVEMENT — JUST REDUCED ANOTHER $10,000! The seller has made another significant price adjustment, creating an outstanding opportunity to own a beautifully maintained, move-in-ready home in the highly sought-after Providence Golf & Country Club. Recently refreshed with complete interior and exterior paint, this home is fresh, clean, and ready for its next owner. If you’ve been watching this property, now is the time to take another look. The new price creates exceptional value within this premier guard-gated golf community. Enjoy the resort-style lifestyle Providence is known for, featuring an award-winning 18-hole golf course designed by Mike Dasher, scenic walking and biking trails, multiple pools including a resort-style pool and lap pool, fitness center, tennis courts, playgrounds, clubhouse amenities, and tranquil lakes throughout the community. NO CDD FEES and 24-hour manned gate access add even more value. Providence offers beautifully landscaped surroundings while remaining conveniently located near major highways, shopping, dining, entertainment, and Walt Disney World. NEW PRICE. FRESHLY PAINTED. MOVE-IN READY. NO CDD FEES. If you’ve been waiting for the right opportunity in Providence, this could be it. Schedule your private showing today and experience the home and community for yourself.

The essentials

Built
2012
Price / sqft
$145
On market
341 days
Annual tax
$4,901
HOA
$435/qtr
Flood zone
X · Low risk
Lot
6,403 sqft
Type
Single Family Residence

At a glance

Single family
Built 2012
Water views
Water
2 car garage
6,403 sqft lot
Lot size
2,580 sqft
Living area

Payment

Est. monthly payment
$2,691/mo
Down payment (20%)
$74,800
Property taxes
$408/mo
HOA
$435/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2012
Lot
6,403 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
341
Ceiling Fans(s)
Kitchen/Family Room Combo
Open Floorplan
Primarybedroom Upstairs
Window Treatments
Sidewalk
Sprinkler Metered
Dishwasher
Dryer
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2024)
$4,901
Parcel #
27-26-13-704004-000310

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cortland Woods At Providence Ph 01
County
Polk
MLS Area
33837 - Davenport
Lot Size
6,403 sqft
HOA
$435/qtr
Stephen Lim

Price history

Date
Event
Price
9/16/2026
Price change
Source: Stellar MLS #O6356156
$374,000-2.6%
$145/sqft
-
Price change
Source: Stellar MLS #O6356156
$384,000-15.5%
$149/sqft
11/11/2025
Listed for sale
Source: Stellar MLS #O6356156
$454,600
$176/sqft

Neighborhood

3560 Cortland Dr
Davenport, FL, 33837 · 33837 - Davenport

Market insights

Offer Insights

Choose an offer strength

List price: $374,000
$372,500 – $374,000
99.5% – 100% of listTops out right at the list price
80% of listList price
314 of the last 468 home closings in 33837 landed at this number or higher (67%). The median one sat 35 days before it went under contract, and this one is on day 341 after a $80,600 cut.

Sample: 468 closed home sales in 33837 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,691/mo
Principal & interest$1,951
Property taxes$408
Insurance$187
HOA$145
Down payment20% · $74,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$374,000

$145 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,580 sq ft

Time on market

341 days

Year built

2012

Monthly payment

About $2,691/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,901 annual tax bill, insurance, and the $435/qtr HOA fee.

HOA fee

$435/qtr

Managed by Stephen Lim.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byERA GRIZZARD REAL ESTATEListing agent: Lisette MaestreListing data from Stellar MLS, MLS# O6356156.

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