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Overview

5 bd5 ba2,293 sqftTownhouse
TypeTownhouse
HOA$810/mo
Built2021
Lot2,613 sqft
Living area2,293 sqft
Price / sqft$218

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Sliding DoorsFitness CenterPlaygroundPoolCooktopDishwasherDryerMicrowave

1320 Lava Tree Dr is a 2021-built home in Windsor Island Resort, Davenport. Inside you'll find 5 bedrooms, 5 bathrooms, and 2,293 square feet of living space. Listed at $499,900 (about $218/sqft), 421 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $810 monthly.

From the listing

LOCATION! LOCATION!LOCATION! Just a few steps from the fantastic clubhouse! Beautiful 5-bedroom, 5.5-bath home in the highly desirable Windsor Island Resort. Fully furnished and professionally decorated, this property includes themed bedrooms, elegant finishes, and a private heated pool for the ultimate Florida lifestyle. Perfect as a vacation home or short-term rental investment, it is turnkey and ready to enjoy. Windsor Island features exceptional resort-style amenities such as a water park, lazy river, clubhouse, mini golf, fitness center, and more—all just minutes from Disney. A truly exceptional opportunity in one of Central Florida’s most sought-after communities. Don’t miss this exceptional opportunity—schedule your visit today!

The essentials

Built
2021
Price / sqft
$218
On market
421 days
Annual tax
$7,414
HOA
$810/mo
Flood zone
X · Low risk
Lot
2,613 sqft
Type
Townhouse

At a glance

Townhouse
Built 2021
Private pool
In Ground
2,613 sqft lot
Lot size
2,293 sqft
Living area

Payment

Est. monthly payment
$4,285/mo
Down payment (20%)
$99,980
Property taxes
$618/mo
HOA
$810/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2021
Lot
2,613 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Pool
In Ground
Days on Market
421
Sliding Doors
Fitness Center
Playground
Pool
Cooktop
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
In a CDD (Community Development District) Flood Zone x
Annual Tax (2024)
$7,414
Parcel #
26-25-13-998011-000660

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Windsor Island Resort
County
Polk
MLS Area
33897 - Davenport
Lot Size
2,613 sqft
HOA
$810/mo
Castle Management Group

Price history

Date
Event
Price
8/18/2025
Listed for sale
Source: Stellar MLS #O6338426
$499,900
$218/sqft

Neighborhood

1320 Lava Tree Dr
Davenport, FL, 33897 · 33897 - Davenport

Market insights

Offer Insights

Choose an offer strength

List price: $499,900
$497,500 – $499,900
99.5% – 100% of listTops out right at the list price
80% of listList price
59 of the last 93 townhouse or villa closings in 33897 landed at this number or higher (63%). The median one sat 54 days before it went under contract, and this one is on day 421.

Sample: 93 closed townhouse or villa sales in 33897 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,285/mo
Principal & interest$2,607
Property taxes$618
Insurance$250
HOA$810
Down payment20% · $99,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$499,900

$218 per sq ft

Beds and baths

5 beds, 5 baths

Size

2,293 sq ft

Time on market

421 days

Year built

2021

Monthly payment

About $4,285/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,414 annual tax bill, insurance, and the $810/mo HOA fee.

HOA fee

$810/mo

Managed by Castle Management Group.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byFLORIDA SCANDI REALTY LLCListing agent: Flavia CabralListing data from Stellar MLS, MLS# O6338426.

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