22 Ocean Dune Circle, photo 1
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Overview

0 baOther
TypeOther
HOA$590/mo
Lot11,238 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

22 Ocean Dune Circle is a home in Armand Beach Estates, Palm Coast. HOA runs $590 monthly.

From the listing

Build your dream home on this stunning lot with beach views in the gated community of Armand Beach Estates. Enjoy breathtaking sunrises over the ocean to the east and colorful sunsets to the west. This tranquil stretch of beach offers peaceful relaxation, long walks, and plenty of privacy. Nestled in the charming city of Palm Coast, the property is just a short drive to both St. Augustine and Flagler Beach. Outdoor enthusiasts will love having three nearby state parks—Malacompra, Bings Landing, and Washington Oaks. Bings Landing features a boat and kayak launch, plus easy access for fishing along the Intracoastal Waterway. With Jacksonville and Orlando both less than an hour away, you’ll have quick access to big-city amenities while still enjoying the serenity of coastal living. Survey available.

The essentials

On market
326 days
Annual tax
$5,535
HOA
$590/mo
Lot
11,238 sqft
Type
Other

At a glance

Payment

Est. monthly payment
$3,995/mo
Down payment (20%)
$103,000
Property taxes
$461/mo
HOA
$590/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Other
Year Built
-
Lot
11,238 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
326
Annual Tax (2024)
$5,535

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Armand Beach Estates
County
Flagler
Lot Size
11,238 sqft
HOA
$590/mo

Price history

Date
Event
Price
-
Price change
Source: Stellar MLS #O6363212
$515,000-1.0%
11/24/2025
Listed for sale
Source: Stellar MLS #O6363212
$520,000

Neighborhood

22 Ocean Dune Circle
Palm Coast, FL, 32137

Market insights

Offer Insights

Choose an offer strength

List price: $515,000
$510,000 – $515,000
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 326 after a $5,000 cut.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,995/mo
Principal & interest$2,686
Property taxes$461
Insurance$258
HOA$590
Down payment20% · $103,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$515,000

Time on market

326 days

Monthly payment

About $3,995/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,535 annual tax bill, insurance, and the $590/mo HOA fee.

HOA fee

$590/mo

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: Shannon RivaListing data from Stellar MLS, MLS# O6363212.

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