9 River Oaks Way, photo 1
Active
1 / 87

Overview

3 bd3 ba2,353 sqft2 car garageSingle Family
TypeSingle Family
HOA$50/mo
Built2015
Lot13,155 sqft
Living area2,353 sqft
Price / sqft$291
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Hurricane ShuttersLightingRain GuttersDishwasherDisposalDryerMicrowave

9 River Oaks Way is a 2015-built home in River Oaks/Hammock, Palm Coast. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,353 square feet of living space. Listed at $685,000 (about $291/sqft), 29 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $50 monthly.

From the listing

Virtually Staged. Tucked away in the highly sought-after gated community of River Oaks in the Hammock, 9 River Oaks Way offers the perfect blend of privacy, timeless style, and coastal Florida living. Opportunities in this intimate community are rare, with low HOA fees and exclusive access to a private dock and fishing pier on the Intracoastal Waterway. Built in 2015 and offering more than 2,300 square feet of beautifully maintained living space, this home welcomes you with an oversized cobblestone driveway, tile roof, and an impressive 26' x 26' garage with room to accommodate an 18-foot boat. Inside, soaring vaulted and coffered ceilings create an open, elegant feel, while luxury vinyl plank flooring flows throughout the home with tile in the bathrooms for easy maintenance and a clean, updated look. The thoughtfully designed floor plan includes a formal dining room, separate office or den, and spacious living areas ideal for both everyday living and entertaining. The kitchen features granite countertops, 42-inch cherry cabinetry, stainless steel appliances, and generous pantry storage. The owner's suite offers a comfortable private retreat with oversized closets and a spacious ensuite bath featuring separate vanities, a soaking tub, Roman-style walk-in shower, and tile flooring. Outside, enjoy a private 22-foot patio overlooking the fully fenced yard, offering plenty of space for pets, entertaining, gardening, or simply relaxing and enjoying the Florida sunshine. Additional features include a new HVAC system and water heater, both installed in 2024, hurricane shutters, a dedicated well for the irrigation system, abundant storage, and the unique "Florida basement." Beyond the home, River Oaks offers something increasingly difficult to find in the Hammock: a gated setting with low HOA fees and private Intracoastal access, all while being just minutes from the beach, local dining, and everything that makes this stretch of Palm Coast so special. 9 River Oaks Way isn't simply a home near the water—it's an opportunity to enjoy the privacy, laid-back lifestyle, and coastal charm the Hammock is known for.

Request documents

Free. Tap one and our team sends it over.

The essentials

Built
2015
Price / sqft
$291
On market
29 days
Annual tax
$3,371
HOA
$50/mo
Flood zone
X · Low risk
Lot
13,155 sqft
Type
Single Family Residence

At a glance

Single family
Built 2015
2 car garage
Oversized
0.30 acres
Lot size
2,353 sqft
Living area

Payment

Est. monthly payment
$4,246/mo
Down payment (20%)
$137,000
Property taxes
$281/mo
HOA
$50/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2015
Lot
13,155 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Oversized
Days on Market
29
Ceiling Fans(s)
Hurricane Shutters
Lighting
Rain Gutters
Dishwasher
Disposal
Dryer
Microwave
Range Hood
Refrigerator
Washer
Elementary
Old Kings Elementary
Middle
Indian Trails Middle-FC
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,371
Parcel #
40-10-31-5320-00000-0030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
River Oaks/Hammock
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
13,155 sqft
HOA
$50/mo
Rhonda Anderson

Price history

Date
Event
Price
9/18/2026
Listed for sale
Source: Stellar MLS #FC321462
$685,000
$291/sqft

Neighborhood

9 River Oaks Way
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $685,000
$675,000 – $685,000
98.7% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 50 days before it went under contract, and this one is on day 29.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,246/mo
Principal & interest$3,573
Property taxes$281
Insurance$343
HOA$50
Down payment20% · $137,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$685,000

$291 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,353 sq ft

Time on market

29 days

Year built

2015

Monthly payment

About $4,246/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,371 annual tax bill, insurance, and the $50/mo HOA fee.

HOA fee

$50/mo

Managed by Rhonda Anderson.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX SELECT PROFESSIONALSListing agent: Jennifer MockListing data from Stellar MLS, MLS# FC321462.

Keep exploring Florida

Pick up where you left off, or see what else is out there.