3446 Fernanda Dr, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot34,050 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

3446 Fernanda Dr is a home in Jarvis Add Osteen, Deltona. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Build the home you've always envisioned on this spacious 0.65-acre parcel in Deltona! Offering approximately 100 feet of frontage, this buildable property provides the space and flexibility to create a custom residence with room for a detached garage, workshop, RV or boat parking, outdoor entertaining, or simply a larger backyard to enjoy. Best of all, there's NO HOA, giving you greater freedom to design and use your property. Conveniently located near Pride Elementary, Heritage Middle, and Pine Ridge High School, this property also offers easy access to SR 417, making commuting to Orlando, Sanford, and surrounding areas a breeze. Outdoor enthusiasts will appreciate being just minutes from Lake Jessup and a short drive to the St. Johns River, where boating, fishing, kayaking, and wildlife viewing are part of everyday life. According to the City of Deltona, **potable water, sewer, and reclaimed water service are available to this parcel through Deltona Water**. Utility connections have not yet been made, allowing the future owner to coordinate service installation as part of the building process. Whether you're ready to build your forever home or invest in one of Central Florida's growing communities, this oversized parcel offers the opportunity to bring your vision to life.

The essentials

On market
302 days
Annual tax
$770
Flood zone
X · Low risk
Lot
34,050 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$510/mo
Down payment (20%)
$15,600
Property taxes
$64/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
34,050 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
302
Elementary
Pride Elementary
Middle
Heritage Middle
High
Pine Ridge High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone x
Annual Tax (2025)
$770
Parcel #
8230-01-02-0230

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Jarvis Add Osteen
County
Volusia
MLS Area
32738 - Deltona / Deltona Pines
Lot Size
34,050 sqft
BuildableIn County

Price history

Date
Event
Price
6/30/2026
Price change
Source: Stellar MLS #O6367495
$78,000-8.2%
12/15/2025
Listed for sale
Source: Stellar MLS #O6367495
$85,000

Neighborhood

3446 Fernanda Dr
Deltona, FL, 32738 · 32738 - Deltona / Deltona Pines

Calculator

Est. monthly payment
$510/mo
Principal & interest$407
Property taxes$64
Insurance$39
Down payment20% · $15,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$78,000

Time on market

302 days

Monthly payment

About $510/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $770 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byFLORIDA HOMES REALTY & MORTGAGEListing agent: Sara NievesListing data from Stellar MLS, MLS# O6367495.

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