

Overview
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About this home
327 Harbor Trl is a home in Stone Island Estates Unit 04 & 06, Deltona. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $200 quarterly.
Build your dream home or modular home on this beautiful 0.45-acre residential lot in the highly desirable Stone Island community! Enjoy a unique waterfront setting with water located directly behind the property, offering a peaceful backdrop and the perfect Florida lifestyle. Residents enjoy access to a private boat ramp leading to Lake Monroe and the historic St. Johns River, providing endless opportunities for boating, fishing, kayaking, and other water activities. Stone Island is a golf cart-friendly community featuring horse stables, riding trails, tennis and pickleball courts, playgrounds, and several community parks. The nearby Spring-to-Spring Trail offers miles of scenic walking and biking, while the Sun Rail station and I-4 are just minutes away for an easy commute. Conveniently located near shopping, dining, medical facilities, and everyday conveniences, this property offers the perfect blend of nature, recreation, and accessibility. Don't miss this rare opportunity to own a homesite in one of Central Florida's most sought-after communities! Buyer should verify all zoning, building requirements, and intended use.
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The essentials
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Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$94,999
Time on market
66 days
Monthly payment
About $694/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,016 annual tax bill, insurance, and the $200/qtr HOA fee.
HOA fee
$200/qtr
Managed by Stone Island Homeowners Association.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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