327 Harbor Trl, photo 1
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Overview

0 baLand
TypeLand
HOA$200/qtr
Lot19,630 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

327 Harbor Trl is a home in Stone Island Estates Unit 04 & 06, Deltona. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $200 quarterly.

From the listing

Build your dream home or modular home on this beautiful 0.45-acre residential lot in the highly desirable Stone Island community! Enjoy a unique waterfront setting with water located directly behind the property, offering a peaceful backdrop and the perfect Florida lifestyle. Residents enjoy access to a private boat ramp leading to Lake Monroe and the historic St. Johns River, providing endless opportunities for boating, fishing, kayaking, and other water activities. Stone Island is a golf cart-friendly community featuring horse stables, riding trails, tennis and pickleball courts, playgrounds, and several community parks. The nearby Spring-to-Spring Trail offers miles of scenic walking and biking, while the Sun Rail station and I-4 are just minutes away for an easy commute. Conveniently located near shopping, dining, medical facilities, and everyday conveniences, this property offers the perfect blend of nature, recreation, and accessibility. Don't miss this rare opportunity to own a homesite in one of Central Florida's most sought-after communities! Buyer should verify all zoning, building requirements, and intended use.

The essentials

On market
66 days
Annual tax
$1,016
HOA
$200/qtr
Flood zone
AE
Lot
19,630 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$694/mo
Down payment (20%)
$19,000
Property taxes
$85/mo
HOA
$200/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
19,630 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
66
Flood Zone AE
Annual Tax (2025)
$1,016
Parcel #
9108-05-00-0270

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Stone Island Estates Unit 04 & 06
County
Volusia
MLS Area
32725 - Deltona / Enterprise
Lot Size
19,630 sqft
HOA
$200/qtr
Stone Island Homeowners Association

Price history

Date
Event
Price
9/28/2026
Price change
Source: Stellar MLS #O6430652
$94,999
-
Price change
Source: Stellar MLS #O6430652
$95,000-9.5%
8/5/2026
Listed for sale
Source: Stellar MLS #O6430652
$105,000

Neighborhood

327 Harbor Trl
Deltona, FL, 32725 · 32725 - Deltona / Enterprise

Calculator

Est. monthly payment
$694/mo
Principal & interest$495
Property taxes$85
Insurance$47
HOA$67
Down payment20% · $19,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$94,999

Time on market

66 days

Monthly payment

About $694/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,016 annual tax bill, insurance, and the $200/qtr HOA fee.

HOA fee

$200/qtr

Managed by Stone Island Homeowners Association.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byJ & R GLOBAL REALTYListing agent: Urvella SmithListing data from Stellar MLS, MLS# O6430652.

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