3310 White Indigo Rd, photo 1
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Overview

4 bd2 ba1,665 sqft2 car garageSingle Family
TypeSingle Family
HOA$69/mo
Built2026
Lot5,662 sqft
Living area1,665 sqft
Price / sqft$193
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
HARMONY ON LAKE ELOISE PHASE 4
Type
Single Family Residence

True monthly carry

HOA
~$69/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Open FloorplanDishwasherDryerMicrowaveRefrigeratorWasher

3310 White Indigo Rd is a 2026-built home in Harmony On Lake Eloise Phase 4, Winter Haven. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,665 square feet of living space. Listed at $321,990 (about $193/sqft), 232 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $69 monthly.

From the listing

Pre-Construction. To be built. Introducing the Harper floorplan at Harmony at Lake Eloise, where every square foot is put to use with sophistication and comfort. Inside this 4 bedroom, 2 bathroom home, you’ll find 1,665 square feet of comfortable living. This meticulously designed residence combines modern convenience with timeless elegance, showcasing granite and tile floors throughout. As you step inside, you are greeted by an inviting foyer that leads you into the heart of the home. The open-concept layout seamlessly connects the living room, dining area, and kitchen, creating a perfect space for entertaining family and friends. The spacious living room features abundant natural light, thanks to large windows that provide picturesque views of the surrounding landscape. With ample room for seating, it's an ideal spot for relaxation and gatherings. The chef's kitchen is a true highlight, boasting granite countertops, sleek stainless steel appliances, and an oversized island with a breakfast bar. Whether you're preparing a casual meal or hosting a formal dinner, this kitchen is well-equipped to meet your culinary needs. The four generously sized bedrooms has flexibility for various lifestyles. The primary suite is a tranquil retreat, featuring a private ensuite bathroom with dual sinks, a separate shower, and a walk-in closet. The remaining three bedrooms share one well-appointed bathroom, making morning routines a breeze. Like all homes in Harmony at Lake Eloise, the Harper includes all concrete block and also smart home technology, which allows you to control your home anytime with your smart device while near or away. Whether you're seeking a peaceful family retreat or a stylish place to call your own, this home is sure to meet your every need. Contact us today and find your home at Harmony at Lake Elosie. *Photos are of similar model but not that of the exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability, and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

The essentials

Built
2026
Price / sqft
$193
On market
232 days
Annual tax
$2,310
HOA
$69/mo
Flood zone
X · Low risk
Lot
5,662 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
5,662 sqft lot
Lot size
1,665 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,102/mo
Down payment (20%)
$64,398
Property taxes
$193/mo
HOA
$69/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
5,662 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
232
Open Floorplan
Dishwasher
Dryer
Microwave
Refrigerator
Washer
Elementary
John Snively Elem
Middle
Denison Middle
High
Lake Region High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone x
Annual Tax (2025)
$2,310
Parcel #
26-29-04-664017-002710

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harmony On Lake Eloise Phase 4
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
5,662 sqft
HOA
$69/mo
Leland Management/Denise Plavetzky

Price history

Date
Event
Price
10/6/2026
Price change
Source: Stellar MLS #O6385000
$321,990+9.9%
$193/sqft
-
Price change
Source: Stellar MLS #O6385000
$292,900-3.3%
$176/sqft
2/23/2026
Listed for sale
Source: Stellar MLS #O6385000
$302,990
$182/sqft

Neighborhood

3310 White Indigo Rd
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $321,990
$320,000 – $321,990
99.5% – 100% of listTops out right at the list price
80% of listList price
224 of the last 355 home closings in 33884 landed at this number or higher (63%). The median one sat 39 days before it went under contract, and this one is on day 232.

Sample: 355 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,102/mo
Principal & interest$1,679
Property taxes$193
Insurance$161
HOA$69
Down payment20% · $64,398
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$321,990

$193 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,665 sq ft

Time on market

232 days

Year built

2026

Monthly payment

About $2,102/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,310 annual tax bill, insurance, and the $69/mo HOA fee.

HOA fee

$69/mo

Managed by Leland Management/Denise Plavetzky.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byDR HORTON REALTY OF CENTRAL FLORIDA LLCListing agent: Paul KingListing data from Stellar MLS, MLS# O6385000.

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