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About this home
913 Michigan Ave is a 1982-built home in Vera Cruz Unit 2, St Cloud. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,383 square feet of living space. Listed at $210,000 (about $152/sqft), 232 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $375 quarterly.
Short Sale. Quaint two-bedroom, two-bathroom single-story townhome located in the heart of Saint Cloud, just minutes from Downtown and approximately 9 blocks from the St. Cloud Lakefront. This thoughtfully designed home features dual primary suites, a covered front patio, and a spacious Florida room with insulated windows, perfect for additional living or entertaining space. The kitchen features a convenient pass-through window, a large pantry closet, included appliances, and an in-kitchen laundry area for added functionality. Interior finishes include carpet throughout the main living areas and bedrooms, with tile in all wet areas, including the kitchen. Additional features include assigned parking and a prime location near shopping, dining, parks, and waterfront amenities. Property is currently in pre-foreclosure, presenting a unique opportunity for buyers and investors alike.
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The essentials
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Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
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Sample: 41 closed townhouse or villa sales in 34769 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$210,000
$152 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,383 sq ft
Time on market
232 days
Year built
1982
Monthly payment
About $1,602/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,321 annual tax bill, insurance, and the $375/qtr HOA fee.
HOA fee
$375/qtr
Managed by Veracruz Homeowners Association.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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