1407 Kentucky Ave, photo 1
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Overview

3 bd2 ba1,218 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1999
Lot6,970 sqft
Living area1,218 sqft
Price / sqft$229
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorStone CountersThermostatWalk-in Closet(s)

1407 Kentucky Ave is a 1999-built home in St Cloud 2nd Town Of, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,218 square feet of living space. Listed at $279,500 (about $229/sqft), 2 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Move-in ready, one-story 3-bed, 2-bath, block-built home located in the heart of Saint Cloud with no HOA and a functional floor plan designed for comfortable living. This well-maintained home features a spacious living and dining room combination, tile flooring throughout the main living areas, vinyl plank flooring in the bedrooms, and a kitchen with granite countertops, a breakfast bar, pantry closet, and ample cabinet space. The primary suite offers a walk-in closet and private bath, while the additional bedrooms provide flexibility for family, guests, or a home office. An attached one-car garage and extended driveway offer convenient parking. Situated on a fenced 0.16-acre lot with a covered front porch, public water and sewer, and no lease restrictions, this property is ideal for homeowners and investors alike. Conveniently located near historic Downtown St. Cloud, Lakefront Park, shopping, dining, schools, medical facilities, and major roadways, with easy access to Lake Nona, Medical City, Orlando International Airport, and the greater Orlando area. Don't miss this opportunity to own a centrally located home in one of Central Florida's fastest-growing communities.

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The essentials

Built
1999
Price / sqft
$229
On market
2 days
Annual tax
$4,960
Flood zone
X · Low risk
Lot
6,970 sqft
Type
Single Family Residence

At a glance

Single family
Built 1999
1 car garage
Driveway
6,970 sqft lot
Lot size
1,218 sqft
Living area

Payment

Est. monthly payment
$2,011/mo
Down payment (20%)
$55,900
Property taxes
$413/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1999
Lot
6,970 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Open
Days on Market
2
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Stone Counters
Thermostat
Walk-in Closet(s)
Elementary
St Cloud Elem
Middle
St. Cloud Middle (6-8)
High
St. Cloud High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$4,960
Parcel #
01-26-30-0001-0276-0210

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
St Cloud 2nd Town Of
County
Osceola
MLS Area
34769 - St Cloud (City of St Cloud)
Lot Size
6,970 sqft
Paved

Price history

Date
Event
Price
10/9/2026
Listed for sale
Source: Stellar MLS #O6447556
$279,500
$229/sqft

Neighborhood

1407 Kentucky Ave
St Cloud, FL, 34769 · 34769 - St Cloud (City of St Cloud)

Market insights

Offer Insights

Choose an offer strength

List price: $279,500
$277,500 – $279,500
99.5% – 100% of listTops out right at the list price
80% of listList price
89 of the last 155 home closings in 34769 landed at this number or higher (57%). The median one sat 35 days before it went under contract, and this one is on day 2.

Sample: 155 closed home sales in 34769 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,011/mo
Principal & interest$1,458
Property taxes$413
Insurance$140
Down payment20% · $55,900
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$279,500

$229 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,218 sq ft

Time on market

2 days

Year built

1999

Monthly payment

About $2,011/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,960 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byBERKSHIRE HATHAWAY HOMESERVICES RESULTS REALTYListing agent: Joseph DoherListing data from Stellar MLS, MLS# O6447556.

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