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Overview

4 bd2 ba1,859 sqft2 car garageSingle Family
TypeSingle Family
HOA$978/yr
Built2013
Lot7,405 sqft
Living area1,859 sqft
Price / sqft$202
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)PlaygroundPoolDishwasherDryerMicrowaveRangeRefrigerator

4042 Eternity Cir is a 2013-built home in Esprit Ph 3a, St Cloud. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,859 square feet of living space. Listed at $375,000 (about $202/sqft), 282 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $978 annually.

From the listing

Welcome to this beautiful single-family home in Saint Cloud, Florida, ideally located just 30 minutes from world-famous theme parks and approximately one hour from Florida’s stunning beaches. Enjoy convenient access to Orlando attractions, along with nearby restaurants, shopping plazas, grocery stores, gas stations, pharmacies, and more—all within close reach. The home is also zoned for highly rated A+ schools, making it an excellent choice for families. Located in a tranquil community featuring a playground and swimming pool with low HOA, this residence offers peaceful surroundings complemented by well-maintained landscaping—perfect for relaxed Florida living. This home features 4 bedrooms and 2 bathrooms with a desirable open floor plan, ideal for both everyday living and entertaining. The remodeled kitchen showcases quartz countertops, a central island, ample cabinetry, a pantry, and all appliances included, seamlessly connecting to the main living areas. Sliding glass doors open to a spacious backyard with serene pond views, creating a private outdoor retreat. Additional highlights include a large backyard, two-car garage, and abundant natural light throughout. Schedule your appointment today and experience all this exceptional home has to offer!

The essentials

Built
2013
Price / sqft
$202
On market
282 days
Annual tax
$5,937
HOA
$978/yr
Flood zone
X · Low risk
Lot
7,405 sqft
Type
Single Family Residence

At a glance

Single family
Built 2013
Community pool
Shared amenity
2 car garage
7,405 sqft lot
Lot size
1,859 sqft
Living area

Payment

Est. monthly payment
$2,720/mo
Down payment (20%)
$75,000
Property taxes
$495/mo
HOA
$978/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2013
Lot
7,405 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
282
Ceiling Fans(s)
Playground
Pool
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Canoe Creek K-8
Middle
St. Cloud Middle (6-8)
High
St. Cloud High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$5,937
Parcel #
34-26-30-0094-0001-2380

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Esprit Ph 3a
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
7,405 sqft
HOA
$978/yr
Esprit Homeowners Association

Price history

Date
Event
Price
9/18/2026
Price change
Source: Stellar MLS #S5141166
$375,000-9.6%
$202/sqft
-
Price change
Source: Stellar MLS #S5141166
$415,000-2.4%
$223/sqft
1/2/2026
Listed for sale
Source: Stellar MLS #S5141166
$425,000
$229/sqft

Neighborhood

4042 Eternity Cir
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $375,000
$372,500 – $375,000
99.5% – 100% of listTops out right at the list price
80% of listList price
235 of the last 376 home closings in 34772 landed at this number or higher (63%). The median one sat 41 days before it went under contract, and this one is on day 282 after a $50,000 cut.

Sample: 376 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,720/mo
Principal & interest$1,956
Property taxes$495
Insurance$188
HOA$82
Down payment20% · $75,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$375,000

$202 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,859 sq ft

Time on market

282 days

Year built

2013

Monthly payment

About $2,720/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,937 annual tax bill, insurance, and the $978/yr HOA fee.

HOA fee

$978/yr

Managed by Esprit Homeowners Association.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byWEICHERT REALTORS HALLMARK PROListing agent: Adriana CardenasListing data from Stellar MLS, MLS# S5141166.

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