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About this home
4210 Southern Vista Loop is a 2023-built home in Southern Pines Ph 5, St Cloud. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,431 square feet of living space. Listed at $520,000 (about $214/sqft), 72 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $120 monthly.
SELLER OFFERING $10,000 TOWARD BUYER’S CLOSING COSTS! More than $50,000 in upgrades! Welcome to this beautifully upgraded 5-bedroom home in Southern Pines, ideally positioned with a peaceful conservation view. One of the five bedrooms has been opened to create a spacious and versatile additional living area, offering the flexibility to enjoy it as a family room, home office, playroom, media room, or easily convert it back to a bedroom to suit your needs. This move-in-ready home offers exceptional value with extensive upgrades already completed, saving the next owner the time, expense, and hassle of completing similar improvements themselves. The spacious floor plan features generous living areas, an open-concept design, a well-appointed kitchen, and a comfortable primary suite designed for everyday living and entertaining. Step outside and enjoy the Florida lifestyle with synthetic turf for low-maintenance outdoor living, pavers surrounding the home, and an outdoor shower. The home backs to a protected conservation area, providing a peaceful natural backdrop and added privacy. The community also features greenbelt areas throughout, along with desirable amenities including a community pool and playground. Located in a desirable St. Cloud community with highly rated schools, including A-rated schools, this home combines extensive upgrades, flexible living space, privacy, outdoor features, and convenience. The community offers excellent access to Florida's Turnpike, making commuting throughout Central Florida convenient, and is approximately 30 minutes from Orlando, depending on traffic and destination. Enjoy easy access to the Florida Turnpike, St. Cloud Lakefront Park, shopping, dining, parks, and major roadways. With over $50,000 in upgrades, a peaceful conservation view, beautiful outdoor spaces, flexible living options, and great community amenities, this home offers the perfect combination of comfort, convenience, and value. It’s move-in ready and waiting for its next owner to enjoy.
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The essentials
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$520,000
$214 per sq ft
Beds and baths
5 beds, 3 baths
Size
2,431 sq ft
Time on market
72 days
Year built
2023
Monthly payment
About $3,498/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,872 annual tax bill, insurance, and the $120/mo HOA fee.
HOA fee
$120/mo
Managed by Amanda Lee.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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