Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- CENTER LAKE ON THE PARK
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$64/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
5406 Lassen St is a 2026-built home in Center Lake On The Park, St Cloud. Inside you'll find 5 bedrooms, 4 bathrooms, and 3,091 square feet of living space. Listed at $664,990 (about $215/sqft), 37 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $64 monthly.
Under Construction. Welcome to 5406 Lassen Street in Saint Cloud: a stunning new construction home built by M/I Homes. This 2-story home offers 3,091 square feet of thoughtfully designed living space with 5 bedrooms and 4 bathrooms, ideal for families of any size. Step inside to discover an open-concept living space that creates a seamless flow between the kitchen, dining, and living areas. The quality of design is evident throughout, with well-appointed finishes and a functional floorplan that balances everyday comfort with room for entertaining. The owner's bedroom features a spa-inspired en-suite bathroom and a walk-in closet, providing a peaceful retreat. With 4 additional bedrooms and a large bonus room, there is plenty of space for family, guests, or a dedicated home office. Enjoy outdoor living on the lanai—a perfect spot for relaxing or hosting gatherings in the Florida weather. This home is situated in a welcoming neighborhood with convenient proximity to parks, making it easy to enjoy outdoor recreation and green spaces. The quality of design and generous square footage make this home a standout option for buyers seeking a well-built, move-in ready home.
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$664,990
$215 per sq ft
Beds and baths
5 beds, 4 baths
Size
3,091 sq ft
Time on market
37 days
Year built
2026
Monthly payment
About $3,886/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $256 annual tax bill, insurance, and the $64/mo HOA fee.
HOA fee
$64/mo
Managed by Atomos Living / Joey Arroy.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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