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About this home
5019 Down CT is a 2023-built home in Hanover Lakes Ph 5, St Cloud. Inside you'll find 5 bedrooms, 4 bathrooms, and 3,854 square feet of living space. Listed at $659,000 (about $171/sqft), 28 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $335 quarterly.
Vacant home ready for move in! Upgraded Exbury Premier Model. Experience the best of lakeside living in this stunning 2023-built home located in the sought-after Hanover Lakes community. With 5 spacious bedrooms, 3.5 bathrooms, and a flexible first-floor office or den, this beautifully designed residence features a modern open-concept layout perfect for both everyday comfort and effortless entertaining. Step inside to an expansive main living area highlighted by upgraded herringbone wood tile flooring, a large kitchen island, and generous cabinet space. The natural medium oak cabinetry, granite countertops, and gold-finish hardware add a modern touch, while smart light fixtures throughout the home provide both convenience and style. With over $66,000 in owner upgrades, this home blends high-end finishes with thoughtful enhancements throughout. The dining area flows seamlessly into a covered, tiled lanai—now upgraded with a screened door—creating an ideal space for indoor- outdoor living year-round. Upstairs, a spacious second living area provides flexibility for media, work, or play. Four generously sized bedrooms and two full bathrooms provide ample room for family or guests, while the first-floor primary suite serves as a private retreat complete with a spa-inspired bath, deluxe soaking tub, and separate shower. Additional highlights include a 3-car garage with protective epoxy flooring, offering a polished, non-slip finish, and plenty of storage space. Though barely lived in, this home presents like brand new—ready for its next chapter. Residents of Hanover Lakes enjoy exclusive access to a private boat dock with direct access to Alligator Lake, perfect for enjoying Florida's natural beauty. The community also features a resort-style pool, splash pad, and a spacious sundeck with breathtaking views. Located in Osceola County, you're just minutes from Orlando’s top attractions, beaches, and major expressways. Don’t miss this incredible opportunity to own a nearly new home in a vibrant waterfront community—schedule your private tour today!
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The essentials
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$659,000
$171 per sq ft
Beds and baths
5 beds, 4 baths
Size
3,854 sq ft
Time on market
28 days
Year built
2023
Monthly payment
About $4,854/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $11,710 annual tax bill, insurance, and the $335/qtr HOA fee.
HOA fee
$335/qtr
Managed by Mary James.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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