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Overview

4 bd4 ba2,563 sqft2 car garageSingle Family
TypeSingle Family
HOA$110/mo
Built2020
Lot6,970 sqft
Living area2,563 sqft
Price / sqft$195
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Open FloorplanSplit BedroomSidewalkDishwasherDryerMicrowaveRange HoodRefrigerator

1461 Clear Brook Pl is a 2020-built home in Reserve At Pine Tree, St Cloud. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,563 square feet of living space. Listed at $499,999 (about $195/sqft), 268 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $110 monthly.

From the listing

***Price Reduction***No Monthly Electricity bill! (I lied, it averages $15-$35 dollars a month with 3 large capacity electric vehicles) Stop your search!! Save thousands on this newly built Home on your power bill alone. Thousands of dollars in upgrades, including: Full solar panels (paid off, not leased), $7,000 water softener system, upgraded electrical for charging several electric vehicles at the same time, window dressing, smart home upgrades, and much more! Experience the perfect blend of comfort, efficiency, and natural beauty in this pristine lakefront residence. Nestled in one of St. Cloud’s most desirable communities, this beautifully maintained home offers serene water views and a lifestyle of relaxed elegance. Enjoy the peace of mind that comes with fully paid-off solar panels, providing exceptional energy savings and sustainable living for years to come. Inside, a bright and open floor plan showcases upgraded finishes, a spacious kitchen, and large windows that fill the home with natural light and perfectly frame the lake beyond. The exterior is just as impressive, featuring manicured landscaping, a paver driveway, and undeniable curb appeal. Whether you’re entertaining guests or unwinding by the water, this home is designed to fit your lifestyle. Ideally located just 15 minutes from Lake Nona’s Medical City, you’ll have quick access to world-class healthcare, shopping, and dining. You’re also only 40 minutes from Melbourne Beach and the Kennedy Space Center, offering the best of Central Florida living—close to both innovation and the coast. With Florida’s Turnpike nearby, commuting is effortless, and everyday conveniences like Publix, Target, and local schools are only minutes away. Plus, you’ll appreciate the very low HOA fees and no CDD, giving you more value without compromise. If you’ve been searching for an energy-efficient home with stunning lake views, an unbeatable location, and outstanding value, Buyers, you will not be disappointed. This home is a better value than New Construction. Set an appointment now.

The essentials

Built
2020
Price / sqft
$195
On market
268 days
Annual tax
$5,025
HOA
$110/mo
Flood zone
X · Low risk
Lot
6,970 sqft
Type
Single Family Residence

At a glance

Single family
Built 2020
2 car garage
6,970 sqft lot
Lot size
2,563 sqft
Living area

Payment

Est. monthly payment
$3,387/mo
Down payment (20%)
$100,000
Property taxes
$419/mo
HOA
$110/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2020
Lot
6,970 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
268
Open Floorplan
Split Bedroom
Sidewalk
Dishwasher
Dryer
Microwave
Range Hood
Refrigerator
Washer
Elementary
Canoe Creek K-8
Middle
St. Cloud Middle (6-8)
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$5,025
Parcel #
26-26-30-0640-0001-1030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Reserve At Pine Tree
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
6,970 sqft
HOA
$110/mo
Jedi Management

Price history

Date
Event
Price
8/18/2026
Price change
Source: Stellar MLS #O6374682
$499,999-3.8%
$195/sqft
-
Price change
Source: Stellar MLS #O6374682
$520,000-1.9%
$203/sqft
1/15/2026
Listed for sale
Source: Stellar MLS #O6374682
$530,000
$207/sqft

Neighborhood

1461 Clear Brook Pl
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $499,999
$497,500 – $499,999
99.5% – 100% of listTops out right at the list price
80% of listList price
235 of the last 376 home closings in 34772 landed at this number or higher (63%). The median one sat 41 days before it went under contract, and this one is on day 268 after a $30,001 cut.

Sample: 376 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,386/mo
Principal & interest$2,608
Property taxes$419
Insurance$250
HOA$110
Down payment20% · $100,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$499,999

$195 per sq ft

Beds and baths

4 beds, 4 baths

Size

2,563 sq ft

Time on market

268 days

Year built

2020

Monthly payment

About $3,387/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,025 annual tax bill, insurance, and the $110/mo HOA fee.

HOA fee

$110/mo

Managed by Jedi Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Rick CazeauListing data from Stellar MLS, MLS# O6374682.

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