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Overview

4 bd4 ba3,021 sqft2 car garageSingle Family
TypeSingle Family
HOA$301/qtr
Built2022
Lot5,663 sqft
Living area3,021 sqft
Price / sqft$179
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboOpen FloorplanStone CountersWalk-in Closet(s)LightingRain Gutters

1490 Flatwood St is a 2022-built home in Wiregrass Ph 2, St Cloud. Inside you'll find 4 bedrooms, 4 bathrooms, and 3,021 square feet of living space. Listed at $540,000 (about $179/sqft), 148 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $301 quarterly.

From the listing

Welcome to this stunning and spacious home located in the highly desirable Wiregrass community of St. Cloud. Built in 2022, this beautifully maintained two-story residence offers 4 bedrooms, 3.5 bathrooms, and over 3,000 square feet of thoughtfully designed living space. Featuring soaring ceilings and an impressive open-concept layout, the home is filled with natural light and designed for both comfortable everyday living and effortless entertaining. The oversized kitchen boasts stone countertops, a large center island with seating, ample cabinetry, and a seamless flow into the dining and living areas. The first-floor primary suite provides privacy and comfort with a spacious walk-in closet and spa-inspired bathroom. Upstairs you will find generously sized secondary bedrooms, additional bathrooms, a versatile loft/flex space, and plenty of room for guests, office space, or a media area. Additional highlights include ceramic tile and carpet flooring, indoor laundry room, ceiling fans, covered rear patio, rain gutters, underground utilities, and a spacious 2-car garage. Conveniently located near major highways, Lake Nona, Medical City, shopping, dining, top-rated schools, and Central Florida attractions. This move-in ready home combines space, functionality, and modern style in one exceptional opportunity.

The essentials

Built
2022
Price / sqft
$179
On market
148 days
Annual tax
$5,968
HOA
$301/qtr
Flood zone
X · Low risk
Lot
5,663 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
2 car garage
5,663 sqft lot
Lot size
3,021 sqft
Living area

Payment

Est. monthly payment
$3,684/mo
Down payment (20%)
$108,000
Property taxes
$497/mo
HOA
$301/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
5,663 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
148
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Open Floorplan
Stone Counters
Walk-in Closet(s)
Lighting
Rain Gutters
Sidewalk
Sliding Doors
Street Lights
Cooktop
Dishwasher
Dryer
Electric Water Heater
Microwave
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$5,968
Parcel #
16-25-31-5525-0001-2240

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Wiregrass Ph 2
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
5,663 sqft
HOA
$301/qtr
Wiregrass Homeowners Association, Inc

Price history

Date
Event
Price
5/15/2026
Listed for sale
Source: Stellar MLS #O6407768
$540,000
$179/sqft

Neighborhood

1490 Flatwood St
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $540,000
$535,000 – $540,000
99.5% – 100% of listTops out right at the list price
80% of listList price
305 of the last 474 home closings in 34771 landed at this number or higher (64%). The median one sat 36 days before it went under contract, and this one is on day 148.

Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,684/mo
Principal & interest$2,816
Property taxes$497
Insurance$270
HOA$100
Down payment20% · $108,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$540,000

$179 per sq ft

Beds and baths

4 beds, 4 baths

Size

3,021 sq ft

Time on market

148 days

Year built

2022

Monthly payment

About $3,684/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,968 annual tax bill, insurance, and the $301/qtr HOA fee.

HOA fee

$301/qtr

Managed by Wiregrass Homeowners Association, Inc.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byAPPROVED REALTY SOLUTIONS, INCListing agent: Carl CareyListing data from Stellar MLS, MLS# O6407768.

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