3919 Knotty Pine St, photo 1
Active
1 / 35

Overview

4 bd3 ba2,160 sqft2 car garageTownhouse
TypeTownhouse
HOA$332.6/mo
Built2024
Lot3,049 sqft
Living area2,160 sqft
Price / sqft$174
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)High CeilingsPrimarybedroom UpstairsRain GuttersGolf Carts OKPlaygroundPool

3919 Knotty Pine St is a 2024-built home in Havenfield At Cross Prairie Ph 2, St Cloud. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,160 square feet of living space. Listed at $375,000 (about $174/sqft), 45 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $332.6 monthly.

From the listing

PRICE IMPROVEMENT AND UP TO $15,000 IN CONCESSIONS! Welcome to this move-in-ready, two-story townhome in Havenfield at Cross Prairie. Built in 2024, the home offers 4 bedrooms, 2.5 bathrooms, a versatile loft, a two-car garage, and 2,160 square feet of living space. The open-concept main level features a stylish kitchen with quartz countertops, generous cabinetry, and an effortless flow into the dining and living areas—ideal for everyday living and entertaining. Ceramic tile and luxury vinyl flooring throughout mean there is no carpet to maintain. Upstairs, the spacious primary suite includes a walk-in closet and private en-suite bathroom, while three additional bedrooms and the loft provide flexible space for a home office, media area, or hobbies. Convenient access to Florida’s Turnpike places shopping, dining, and other everyday destinations within easy reach. Schedule your private showing today!

The essentials

Built
2024
Price / sqft
$174
On market
45 days
Annual tax
$4,457
HOA
$332.6/mo
Flood zone
X · Low risk
Lot
3,049 sqft
Type
Townhouse

At a glance

Townhouse
Built 2024
Community pool
Shared amenity
2 car garage
3,049 sqft lot
Lot size
2,160 sqft
Living area

Payment

Est. monthly payment
$2,848/mo
Down payment (20%)
$75,000
Property taxes
$371/mo
HOA
$332.6/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2024
Lot
3,049 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
45
Built-in Features
Ceiling Fans(s)
High Ceilings
Primarybedroom Upstairs
Rain Gutters
Golf Carts OK
Playground
Pool
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
St Cloud Elem
Middle
St. Cloud Middle (6-8)
High
St. Cloud High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$4,457
Parcel #
21-26-30-3649-0001-3950

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Havenfield At Cross Prairie Ph 2
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
3,049 sqft
HOA
$332.6/mo
Associa Community Management Professionals

Price history

Date
Event
Price
9/29/2026
Price change
Source: Stellar MLS #S5156676
$375,000-2.6%
$174/sqft
9/1/2026
Listed for sale
Source: Stellar MLS #S5156676
$385,000
$178/sqft

Neighborhood

3919 Knotty Pine St
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $375,000
$372,500 – $375,000
99.5% – 100% of listTops out right at the list price
80% of listList price
64 of the last 99 townhouse or villa closings in 34772 landed at this number or higher (65%). The median one sat 49 days before it went under contract, and this one is on day 45 after a $10,000 cut.

Sample: 99 closed townhouse or villa sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,848/mo
Principal & interest$1,956
Property taxes$371
Insurance$188
HOA$333
Down payment20% · $75,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$375,000

$174 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,160 sq ft

Time on market

45 days

Year built

2024

Monthly payment

About $2,848/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,457 annual tax bill, insurance, and the $332.6/mo HOA fee.

HOA fee

$332.6/mo

Managed by Associa Community Management Professionals.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS LEGACY REALTYListing agent: Christy SalahuddinListing data from Stellar MLS, MLS# S5156676.

Keep exploring Florida

Pick up where you left off, or see what else is out there.