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Overview

4 bd5 ba3,399 sqft3 car garageSingle Family
TypeSingle Family
HOA$150/mo
Built2011
Lot8,706 sqft
Living area3,399 sqft
Price / sqft$410
Garage3 car

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About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorVaulted Ceiling(s)Fire Pit

12411 Montalcino Cir is a 2011-built home in Casa Del Lago, Windermere. Inside you'll find 4 bedrooms, 5 bathrooms, and 3,399 square feet of living space. Listed at $1,395,000 (about $410/sqft), 181 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $150 monthly.

From the listing

SELLER MOTIVATED!!! A custom home in the desirable Casa del Lago community. The Spanish-style exterior and elegant, clean transitional interior will surely catch your attention. This home offers 4 beds, 4.5 baths, plus an office, 3,400 sq ft under air, a saltwater pool and spa, an outdoor kitchen, and a gas fireplace near the pool. This home is full of upgrades! Porcelain floors, exotic granite throughout the home a full Carrera marble master bath with floating vanities, organize closet system in every bedroom, all bedrooms have their own private bath, $15,000 worth of plantation shutters, $5,000 security system with cameras with access from your smart phone, all of the wood in the home is African Sapele, 7.25" crown molding and base boards in every room, pre-wired surround sound, casement double pane windows as well as spray foam insulation. Too many extras to list. This home is a MUST SEE!!

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The essentials

Built
2011
Price / sqft
$410
On market
181 days
Annual tax
$11,027
HOA
$150/mo
Flood zone
X · Low risk
Lot
8,706 sqft
Type
Single Family Residence

At a glance

Single family
Built 2011
Private pool
Tile
3 car garage
8,706 sqft lot
Lot size
3,399 sqft
Living area

Payment

Est. monthly payment
$9,041/mo
Down payment (20%)
$279,000
Property taxes
$919/mo
HOA
$150/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2011
Lot
8,706 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
Tile, Vinyl
Days on Market
181
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Vaulted Ceiling(s)
Fire Pit
Deed Restrictions
Microwave
Range
Refrigerator
Elementary
Sunset Park Elem
Middle
Horizon West Middle School
High
Windermere High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone x
Annual Tax (2025)
$11,027
Parcel #
25-23-27-1213-00-500

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Casa Del Lago
County
Orange
MLS Area
34786 - Windermere
Lot Size
8,706 sqft
Private
HOA
$150/mo
Southeast Property Co

Price history

Date
Event
Price
8/23/2026
Price change
Source: Stellar MLS #O6400067
$1,395,000-3.1%
$410/sqft
-
Price change
Source: Stellar MLS #O6400067
$1,439,000-7.2%
$423/sqft
4/17/2026
Listed for sale
Source: Stellar MLS #O6400067
$1,550,000
$456/sqft

Neighborhood

12411 Montalcino Cir
Windermere, FL, 34786 · 34786 - Windermere

Market insights

Offer Insights

Choose an offer strength

List price: $1,395,000
$1.37M – $1.40M
98.5% – 100% of listTops out right at the list price
80% of listList price
154 of the last 306 home closings in 34786 landed at this number or higher (50%). The median one sat 30 days before it went under contract, and this one is on day 181 after a $155,000 cut.

Sample: 306 closed home sales in 34786 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$9,042/mo
Principal & interest$7,275
Property taxes$919
Insurance$698
HOA$150
Down payment20% · $279,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,395,000

$410 per sq ft

Beds and baths

4 beds, 5 baths

Size

3,399 sq ft

Time on market

181 days

Year built

2011

Monthly payment

About $9,041/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $11,027 annual tax bill, insurance, and the $150/mo HOA fee.

HOA fee

$150/mo

Managed by Southeast Property Co.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byWILLIAM RAVEIS FLORIDA, LLCListing agent: Mauro CostaListing data from Stellar MLS, MLS# O6400067.

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