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Overview

5 bd3 ba3,170 sqft2 car garageSingle Family
TypeSingle Family
HOA$330/qtr
Built2023
Lot6,970 sqft
Living area3,170 sqft
Price / sqft$162
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Open FloorplanPrimarybedroom UpstairsWalk-in Closet(s)SidewalkPlaygroundPoolDishwasherMicrowave

5063 Down CT is a 2023-built home in Hanover Lakes Ph 5, St Cloud. Inside you'll find 5 bedrooms, 3 bathrooms, and 3,170 square feet of living space. Listed at $515,000 (about $162/sqft), 175 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $330 quarterly.

From the listing

Short Sale. Short Sale. Welcome to an exceptional opportunity in the highly sought-after community of Hanover Lakes. This spacious residence features a bright open layout with abundant natural light. The kitchen is designed for both everyday living and entertaining. Expansive living and dining areas create a welcoming atmosphere, while the bedrooms provide comfort and privacy. Enjoy a private backyard perfect for relaxing or hosting, along with access to the community boat ramp. Conveniently located near schools, shopping, dining, and parks, this home offers the ideal blend of comfort, style, and location. Schedule your showing today.

The essentials

Built
2023
Price / sqft
$162
On market
175 days
Annual tax
$8,469
HOA
$330/qtr
Flood zone
X · Low risk
Lot
6,970 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
Community pool
Shared amenity
2 car garage
6,970 sqft lot
Lot size
3,170 sqft
Living area

Payment

Est. monthly payment
$3,759/mo
Down payment (20%)
$103,000
Property taxes
$706/mo
HOA
$330/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
6,970 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
175
Open Floorplan
Primarybedroom Upstairs
Walk-in Closet(s)
Sidewalk
Playground
Pool
Dishwasher
Microwave
Range
Elementary
Hickory Tree Elem
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$8,469
Parcel #
20-26-31-0138-0001-4670

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hanover Lakes Ph 5
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
6,970 sqft
HOA
$330/qtr
Artemis Lifestyles Services/Mary James

Price history

Date
Event
Price
4/22/2026
Listed for sale
Source: Stellar MLS #O6401646
$515,000
$162/sqft

Neighborhood

5063 Down CT
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $515,000
$510,000 – $515,000
99.5% – 100% of listTops out right at the list price
80% of listList price
236 of the last 381 home closings in 34772 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 175.

Sample: 381 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,759/mo
Principal & interest$2,686
Property taxes$706
Insurance$258
HOA$110
Down payment20% · $103,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$515,000

$162 per sq ft

Beds and baths

5 beds, 3 baths

Size

3,170 sq ft

Time on market

175 days

Year built

2023

Monthly payment

About $3,759/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,469 annual tax bill, insurance, and the $330/qtr HOA fee.

HOA fee

$330/qtr

Managed by Artemis Lifestyles Services/Mary James.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLPT REALTY, LLCListing agent: Mara SantoniListing data from Stellar MLS, MLS# O6401646.

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