19409 Melody Fair Pl, photo 1
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Overview

3 bd2 ba1,942 sqft2 car garageSingle Family
TypeSingle Family
HOA$4,596/yr
Built1998
Lot5,252 sqft
Living area1,942 sqft
Price / sqft$219
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenOpen FloorplanGardenDeed RestrictionsDishwasherMicrowaveRangeRefrigerator

19409 Melody Fair Pl is a 1998-built home in Villarosa Ph F, Lutz. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,942 square feet of living space. Listed at $424,900 (about $219/sqft), 168 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $4,596 annually.

From the listing

Virtually Staged. Located in the desirable Villa Rosa community of Lutz, this well-maintained single-family home offers a functional layout with comfortable living spaces and a private residential setting. The home features an open flow between the main living areas, a spacious kitchen layout, and generously sized bedrooms designed for everyday convenience. Natural light enhances the interior, creating a bright and welcoming atmosphere throughout. Situated on a quiet street, the property provides access to community green spaces and a well-kept neighborhood environment with mature landscaping. Conveniently located near shopping, dining, major roadways, and top-rated schools, this home offers both comfort and accessibility in one of North Tampa’s established communities.

The essentials

Built
1998
Price / sqft
$219
On market
168 days
Annual tax
$7,180
HOA
$4,596/yr
Flood zone
X · Low risk
Lot
5,252 sqft
Type
Single Family Residence

At a glance

Single family
Built 1998
Private pool
In Ground
2 car garage
5,252 sqft lot
Lot size
1,942 sqft
Living area

Payment

Est. monthly payment
$3,410/mo
Down payment (20%)
$84,980
Property taxes
$598/mo
HOA
$4,596/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1998
Lot
5,252 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Pool
In Ground
Days on Market
168
Eat-in Kitchen
Open Floorplan
Garden
Deed Restrictions
Dishwasher
Microwave
Range
Refrigerator
Elementary
McKitrick-HB
Middle
Martinez-HB
High
Steinbrenner High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$7,180
Parcel #
U-05-27-18-0HI-000000-00034.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Villarosa Ph F
County
Hillsborough
MLS Area
33558 - Lutz
Lot Size
5,252 sqft
HOA
$4,596/yr
Villa Rosa Master Assn

Price history

Date
Event
Price
10/6/2026
Price change
Source: Stellar MLS #O6402043
$424,900-2.3%
$219/sqft
-
Price change
Source: Stellar MLS #O6402043
$434,900-11.2%
$224/sqft
4/27/2026
Listed for sale
Source: Stellar MLS #O6402043
$489,900+117.8%
$252/sqft
12/28/2012
Sold
Source: Hillsborough County Public Record
$224,900
$116/sqft

Neighborhood

19409 Melody Fair Pl
Lutz, FL, 33558 · 33558 - Lutz

Market insights

Offer Insights

Choose an offer strength

List price: $424,900
$422,500 – $424,900
99.5% – 100% of listTops out right at the list price
80% of listList price
74 of the last 143 home closings in 33558 landed at this number or higher (52%). The median one sat 21 days before it went under contract, and this one is on day 168 after a $65,000 cut.

Sample: 143 closed home sales in 33558 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,410/mo
Principal & interest$2,216
Property taxes$598
Insurance$212
HOA$383
Down payment20% · $84,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$424,900

$219 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,942 sq ft

Time on market

168 days

Year built

1998

Monthly payment

About $3,410/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,180 annual tax bill, insurance, and the $4,596/yr HOA fee.

HOA fee

$4,596/yr

Managed by Villa Rosa Master Assn.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMAINSTAY BROKERAGE LLCListing agent: Michael McgeeListing data from Stellar MLS, MLS# O6402043.

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