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Overview

5 bd4 ba4,128 sqft3 car garageSingle Family
TypeSingle Family
HOANone listed
Built1991
Lot50,305 sqft
Living area4,128 sqft
Price / sqft$363
Garage3 car

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About this home

Cathedral Ceiling(s)Crown MoldingEat-in KitchenHigh CeilingsOpen FloorplanPrimarybedroom UpstairsSolid Wood CabinetsStone Counters

240 W 7th St is a 1991-built home in North Chuluota, Chuluota. Inside you'll find 5 bedrooms, 4 bathrooms, and 4,128 square feet of living space. Listed at $1,499,000 (about $363/sqft), 162 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Experience lakefront living on beautiful Horseshoe Lake in the heart of Chuluota, where you have the most beautiful sunsets imaginable. Nestled on a sprawling waterfront homesite with direct lake access, this custom residence combines timeless craftsmanship, thoughtful updates, and breathtaking views to create a truly special retreat. From the moment you step inside, you'll be captivated by the soaring 33-foot vaulted ceilings, dramatic wall of windows, and stunning views of the lake beyond. At the center of the main living space is a striking Rumford fireplace, serving as both a focal point and gathering place while adding warmth and character to the home. Natural light fills the expansive living and dining areas, creating an inviting atmosphere for everyday living and entertaining. The updated kitchen features modern finishes and appliances while maintaining a seamless connection to the home's main living spaces and spectacular waterfront backdrop. Downstairs, a flexible bonus space offers the perfect opportunity to create a private in-law suite, complete with the potential for separate access, making it ideal for multigenerational living, long-term guests, or a home office. A quaint bonus room overlooking the lake is tucked just off the primary suite. This charming space features a unique spiral staircase providing private access from the outdoor screened enclosure, creating a seamless indoor-outdoor connection. Ideal as a serene reading room, cozy lounge, home office, or creative sanctuary, all enhanced by peaceful water views Outside, the lifestyle opportunities are endless. Enjoy boating, fishing, paddleboarding, or simply relaxing by the water from your private dock and boathouse. The finished upper level of the boathouse provides additional space for entertaining, relaxing, or taking in panoramic views of Horseshoe Lake. A detached front shed/workshop offers even more flexibility for hobbies, storage, or creative projects. This home has been extensively improved and meticulously maintained, including: • Replumbed (2020) • Interior repainted and new railings installed (2020) • New water softener and purification system (2021) • Front shed/work studio added (2021) • New upstairs air handler (2022) • Screened porch enclosure added (2023) • New sprinkler system pump (2026) • Kitchen renovation and new appliances (2023) • Two bathroom renovations (2024) • Downstairs foyer, bedroom, and bathroom retiled (2024) • Custom woodwork improvements (2024) • New roof (2024) • New carpet (2024) • Finished upper level of boathouse (2024) Offering a rare combination of lakefront living, extensive recent upgrades, flexible living spaces, and direct access to one of Seminole County's most beautiful lakes, this is a property that must be experienced in person. Only 20 minutes from UCF and 30 minutes to the airport!

The essentials

Built
1991
Price / sqft
$363
On market
162 days
Annual tax
$6,318
Flood zone
X500 · Low risk
Lot
50,305 sqft
Type
Single Family Residence

At a glance

Single family
Built 1991
Waterfront
Lake Front
3 car garage
1.15 acres
Lot size
4,128 sqft
Living area

Payment

Est. monthly payment
$9,094/mo
Down payment (20%)
$299,800
Property taxes
$527/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1991
Lot
50,305 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Lake Front
Days on Market
162
Cathedral Ceiling(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Open Floorplan
Primarybedroom Upstairs
Solid Wood Cabinets
Stone Counters
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
French Doors
Outdoor Kitchen
Private Mailbox
Rain Gutters
Cooktop
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Water Filtration System
Water Purifier
Water Softener
Elementary
Walker Elementary
Middle
Chiles Middle
High
Hagerty High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X500
Annual Tax (2024)
$6,318
Parcel #
21-21-32-5CF-5300-006A

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
North Chuluota
County
Seminole
MLS Area
32766 - Oviedo/Chuluota
Lot Size
50,305 sqft

Price history

Date
Event
Price
5/5/2026
Listed for sale
Source: Stellar MLS #O6406820
$1,499,000
$363/sqft

Neighborhood

240 W 7th St
Chuluota, FL, 32766 · 32766 - Oviedo/Chuluota

Market insights

Offer Insights

Choose an offer strength

List price: $1,499,000
$1.48M – $1.50M
98.7% – 100% of listTops out right at the list price
80% of listList price
40 of the last 79 home closings in 32766 landed at this number or higher (51%). The median one sat 20 days before it went under contract, and this one is on day 162.

Sample: 79 closed home sales in 32766 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$9,094/mo
Principal & interest$7,818
Property taxes$527
Insurance$750
Down payment20% · $299,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,499,000

$363 per sq ft

Beds and baths

5 beds, 4 baths

Size

4,128 sq ft

Time on market

162 days

Year built

1991

Monthly payment

About $9,094/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,318 annual tax bill, insurance.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byREAL BROKER, LLCListing agent: Ken PozekListing data from Stellar MLS, MLS# O6406820.

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