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Overview

3 bd2 ba1,798 sqft2 car garageSingle Family
TypeSingle Family
HOA$50/yr
Built2010
Lot31,397 sqft
Living area1,798 sqft
Price / sqft$598
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Central VaccumHigh CeilingsSolid Wood CabinetsSplit BedroomStone CountersTray Ceiling(s)Walk-in Closet(s)

834 Millshore Dr is a 2010-built home in Lake Mills Shores, Chuluota. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,798 square feet of living space. Listed at $1,075,000 (about $598/sqft), 217 days on market. Flood zone X,AE - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $50 annually.

From the listing

Come see this stunning Lakefront home that truly has it all. This 3-bedroom, 2-bathroom property sits on over 0.7 acres backing up to spring fed Lake Mills. It offers the perfect setting to enjoy water sports like boating, water skiing, with privacy and scenic lakefront living. The curb appeal begins with tropical landscaping and a brick-paver driveway leading to a side-entry garage. As you enter the home through the front porch, you’ll be welcomed by an abundance of windows and glass doors that create a bright, open, and airy atmosphere. Enjoy refined living with Brazilian hardwood floors and elegant travertine tiles in the bathrooms. The kitchen is well-appointed with 42-inch custom cabinets with under-mount lighting, granite countertops, stainless steel appliances, a large pantry, breakfast bar, and a wine refrigerator—perfect for both everyday living and entertaining. The spacious primary suite offers a luxurious retreat with glass doors leading to the lanai. The opulent primary bathroom features a heated jetted spa tub, a beautiful walk-in shower, dual vanities, generous cabinet space, and walk-in his-and-hers closets. The two additional guest bedrooms are conveniently located on the opposite side of the home for added privacy. Additional features include a central vacuum system, water system, distributed audio system, six televisions that come with the home, and a washer and dryer that also stays. For energy efficiency, the home is equipped with foam insulation in the attic, walls, and crawl space, as well as double-pane Low-E windows. The AC system, installed just a few years ago, includes a GREE mini-split unit in the garage, helping keep the space cool during those warm Florida days. Enjoy true lakefront living while relaxing or entertaining on the oversized screened-in porch featuring stained tongue-and-groove pine ceilings. For those who love outdoor cooking, the space is already equipped with propane, electric, and hot-water hookups, making it ready for a future summer kitchen. A storage shed with electricity provides ample space for tools and outdoor equipment. The property sits on a private lake with boating access and includes your very own covered boat dock with two lifts. The dock walkway is constructed of compressed plastic decking, helping prevent wood rot and eliminating the need for future refinishing. Seminole county has Top rated school system. This exceptional property offers the perfect place to relax and enjoy the natural beauty around you while still being just minutes from shops, restaurants, and major roadways. In addition, this property has excellent income-producing potential and can be leased as a short-term rental, such as an Airbnb or VRBO. Schedule your showing today and come experience everything this beautiful home has...

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The essentials

Built
2010
Price / sqft
$598
On market
217 days
Annual tax
$9,403
HOA
$50/yr
Flood zone
X,AE · Low risk
Lot
31,397 sqft
Type
Single Family Residence

At a glance

Single family
Built 2010
Waterfront
Lake Front
2 car garage
Boat
0.72 acres
Lot size
1,798 sqft
Living area

Payment

Est. monthly payment
$6,932/mo
Down payment (20%)
$215,000
Property taxes
$784/mo
HOA
$50/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2010
Lot
31,397 sqft
Cooling
Central Air
Heating
Central
Parking
Boat, Garage Door Opener
Waterfront
Lake Front
Days on Market
217
Ceiling Fans(s)
Central Vaccum
High Ceilings
Solid Wood Cabinets
Split Bedroom
Stone Counters
Tray Ceiling(s)
Walk-in Closet(s)
Gray Water System
Dishwasher
Disposal
Gas Water Heater
Microwave
Range
Refrigerator
Washer
Water Filtration System
Wine Refrigerator
Elementary
Walker Elementary
Middle
Chiles Middle
High
Hagerty High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X,AE
Annual Tax (2025)
$9,403
Parcel #
28-21-32-501-0B00-0090

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Mills Shores
County
Seminole
MLS Area
32766 - Oviedo/Chuluota
Lot Size
31,397 sqft
HOA
$50/yr
Hal Estes

Price history

Date
Event
Price
4/26/2026
Price change
Source: Stellar MLS #O6389855
$1,075,000-2.3%
$598/sqft
3/13/2026
Listed for sale
Source: Stellar MLS #O6389855
$1,100,000
$612/sqft

Neighborhood

834 Millshore Dr
Chuluota, FL, 32766 · 32766 - Oviedo/Chuluota

Market insights

Offer Insights

Choose an offer strength

List price: $1,075,000
$1.06M – $1.07M
98.7% – 100% of listTops out right at the list price
80% of listList price
40 of the last 79 home closings in 32766 landed at this number or higher (51%). The median one sat 20 days before it went under contract, and this one is on day 217 after a $25,000 cut.

Sample: 79 closed home sales in 32766 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$6,932/mo
Principal & interest$5,607
Property taxes$784
Insurance$538
HOA$4
Down payment20% · $215,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,075,000

$598 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,798 sq ft

Time on market

217 days

Year built

2010

Monthly payment

About $6,932/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $9,403 annual tax bill, insurance, and the $50/yr HOA fee.

HOA fee

$50/yr

Managed by Hal Estes.

Flood zone

Zone X,AE

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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Brokered byKELLER WILLIAMS ADVANTAGE 2 REALTYListing agent: John KelsonListing data from Stellar MLS, MLS# O6389855.

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