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Overview

3 bd3 ba2,322 sqft2 car garageSingle Family
TypeSingle Family
HOA$225/mo
Built2022
Lot3,681 sqft
Living area2,322 sqft
Price / sqft$189
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Living Room/Dining Room ComboOpen FloorplanFitness CenterPlaygroundPoolBuilt-in OvenCooktopDishwasher

12597 Encore At Ovation Way is a 2022-built home in Encore At Ovation, Winter Garden. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,322 square feet of living space. Listed at $440,000 (about $189/sqft), 157 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $225 monthly.

From the listing

Freshly painted interior throughout. Brand-new carpet installed in the second-floor loft and primary bedroom. Welcome to 12597 Encore at Ovation Way in the highly desirable Winter Garden area! This beautifully designed home is located in a sought-after gas community and offers a modern open-concept layout perfect for everyday living and entertaining. Enjoy easy maintenance and a stylish look with no carpet throughout the main living areas. The spacious kitchen features upgraded finishes, ample cabinetry, and a large island overlooking the living and dining spaces. Conveniently situated near shopping, dining, major highways, and Disney attractions, this home is also zoned for highly rated schools, making it an excellent choice for both homeowners and investors alike. Experience comfort, convenience, and one of the best locations Winter Garden has to offer!

The essentials

Built
2022
Price / sqft
$189
On market
157 days
Annual tax
$8,365
HOA
$225/mo
Flood zone
X · Low risk
Lot
3,681 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
Community pool
Fitness center too
2 car garage
3,681 sqft lot
Lot size
2,322 sqft
Living area

Payment

Est. monthly payment
$3,437/mo
Down payment (20%)
$88,000
Property taxes
$697/mo
HOA
$225/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
3,681 sqft
Cooling
Central Air
Heating
Electric, Natural Gas
Parking
-
Days on Market
157
Living Room/Dining Room Combo
Open Floorplan
Fitness Center
Playground
Pool
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Ice Maker
Microwave
Refrigerator
Washer
Middle
Water Spring Middle
High
Horizon High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$8,365
Parcel #
30-24-27-2352-02-390

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Encore At Ovation
County
Orange
MLS Area
34787 - Winter Garden/Oakland
Lot Size
3,681 sqft
HOA
$225/mo
Rizzetta & Company, Inc

Price history

Date
Event
Price
10/3/2026
Price change
Source: Stellar MLS #O6407413
$440,000-4.1%
$189/sqft
-
Price change
Source: Stellar MLS #O6407413
$459,000-11.7%
$198/sqft
5/14/2026
Listed for sale
Source: Stellar MLS #O6407413
$520,000
$224/sqft

Neighborhood

12597 Encore At Ovation Way
Winter Garden, FL, 34787 · 34787 - Winter Garden/Oakland

Market insights

Offer Insights

Choose an offer strength

List price: $440,000
$437,500 – $440,000
99.5% – 100% of listTops out right at the list price
80% of listList price
222 of the last 442 home closings in 34787 landed at this number or higher (50%). The median one sat 22 days before it went under contract, and this one is on day 157 after a $80,000 cut.

Sample: 442 closed home sales in 34787 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,437/mo
Principal & interest$2,295
Property taxes$697
Insurance$220
HOA$225
Down payment20% · $88,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$440,000

$189 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,322 sq ft

Time on market

157 days

Year built

2022

Monthly payment

About $3,437/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,365 annual tax bill, insurance, and the $225/mo HOA fee.

HOA fee

$225/mo

Managed by Rizzetta & Company, Inc.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byINTEREALTY SERVICEListing agent: Emma YueListing data from Stellar MLS, MLS# O6407413.

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