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About this home
2462 Fort Lane Rd is a 1955-built home in Lake Harney Beach, Geneva. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,100 square feet of living space. Listed at $500,000 (about $455/sqft), 150 days on market. Flood zone X, AE - outside the FEMA high-risk areas, which keeps insurance manageable.
Nestled on a breathtaking .4-acre lot on beautiful Lake Harney, this charming 2-bedroom, 2-bathroom home offers approximately 1,100 square feet of comfortable living space paired with truly unforgettable waterfront views. Tucked away on a quiet road in an exceptionally safe and peaceful neighborhood, the property provides the perfect blend of privacy and tranquility. A private gated entrance welcomes you into a lush, maturely landscaped setting that creates a serene retreat feel from the moment you arrive. Inside, the home features an inviting open floor plan designed to maximize both space and natural light while capturing stunning lake views throughout the main living areas. Recent upgrades have transformed this property into a move-in-ready oasis, including new double-pane windows and sliding glass doors, new blinds and window treatments, a brand-new AC and heat pump system with both air handler and compressor, and a new tankless water heater installed in 2026. Additional improvements include updated interior and exterior electrical panels and breakers, new toilets, a whole-house water filtration system, and a reverse osmosis water purification system for exceptional water quality. The exterior amenities are equally impressive, offering extensive enhancements completed in 2024 and 2025. Enjoy the outdoors year-round from the newly constructed aluminum screen room with an insulated roof, while both lakeside and street-side aluminum fencing provide beauty and security. The entire lot was professionally re-landscaped in 2025, creating a stunning outdoor environment that complements the priceless lakefront setting. For added convenience and future flexibility, the property also features a newly permitted aerobic septic system designed for up to a 4-bedroom, 4-bathroom home, along with a new 50-amp electrical and sewer hookup ready for RV parking. This is a rare opportunity to own a beautifully updated lakefront property with unmatched privacy, modern upgrades, and incredible potential.
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$500,000
$455 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,100 sq ft
Time on market
150 days
Year built
1955
Monthly payment
About $3,231/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,480 annual tax bill, insurance.
Flood zone
Zone X, AE
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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