2462 Fort Lane Rd, photo 1
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Overview

2 bd2 ba1,100 sqftSingle Family
TypeSingle Family
HOANone listed
Built1955
Lot17,424 sqft
Living area1,100 sqft
Price / sqft$455

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About this home

Kitchen/Family Room ComboLiving Room/Dining Room ComboPrimary Bedroom Main FloorSolid Surface CountersStone CountersPrivate MailboxSidewalkStorage

2462 Fort Lane Rd is a 1955-built home in Lake Harney Beach, Geneva. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,100 square feet of living space. Listed at $500,000 (about $455/sqft), 150 days on market. Flood zone X, AE - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Nestled on a breathtaking .4-acre lot on beautiful Lake Harney, this charming 2-bedroom, 2-bathroom home offers approximately 1,100 square feet of comfortable living space paired with truly unforgettable waterfront views. Tucked away on a quiet road in an exceptionally safe and peaceful neighborhood, the property provides the perfect blend of privacy and tranquility. A private gated entrance welcomes you into a lush, maturely landscaped setting that creates a serene retreat feel from the moment you arrive. Inside, the home features an inviting open floor plan designed to maximize both space and natural light while capturing stunning lake views throughout the main living areas. Recent upgrades have transformed this property into a move-in-ready oasis, including new double-pane windows and sliding glass doors, new blinds and window treatments, a brand-new AC and heat pump system with both air handler and compressor, and a new tankless water heater installed in 2026. Additional improvements include updated interior and exterior electrical panels and breakers, new toilets, a whole-house water filtration system, and a reverse osmosis water purification system for exceptional water quality. The exterior amenities are equally impressive, offering extensive enhancements completed in 2024 and 2025. Enjoy the outdoors year-round from the newly constructed aluminum screen room with an insulated roof, while both lakeside and street-side aluminum fencing provide beauty and security. The entire lot was professionally re-landscaped in 2025, creating a stunning outdoor environment that complements the priceless lakefront setting. For added convenience and future flexibility, the property also features a newly permitted aerobic septic system designed for up to a 4-bedroom, 4-bathroom home, along with a new 50-amp electrical and sewer hookup ready for RV parking. This is a rare opportunity to own a beautifully updated lakefront property with unmatched privacy, modern upgrades, and incredible potential.

The essentials

Built
1955
Price / sqft
$455
On market
150 days
Annual tax
$4,480
Flood zone
X, AE · Low risk
Lot
17,424 sqft
Type
Single Family Residence

At a glance

Single family
Built 1955
Waterfront
Lake Front
0.40 acres
Lot size
1,100 sqft
Living area

Payment

Est. monthly payment
$3,231/mo
Down payment (20%)
$100,000
Property taxes
$373/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1955
Lot
17,424 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Faces Side
Waterfront
Lake Front
Days on Market
150
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Solid Surface Counters
Stone Counters
Private Mailbox
Sidewalk
Storage
Dishwasher
Dryer
Freezer
Microwave
Range
Refrigerator
Tankless Water Heater
Washer
Elementary
Geneva Elementary
Middle
Chiles Middle
High
Oviedo High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X, AE
Annual Tax (2025)
$4,480
Parcel #
24-20-32-503-0000-0090

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Harney Beach
County
Seminole
MLS Area
32732 - Geneva
Lot Size
17,424 sqft

Price history

Date
Event
Price
10/5/2026
Price change
Source: Stellar MLS #O6410136
$500,000-4.8%
$455/sqft
-
Price change
Source: Stellar MLS #O6410136
$525,000-4.5%
$477/sqft
5/15/2026
Listed for sale
Source: Stellar MLS #O6410136
$550,000
$500/sqft

Neighborhood

2462 Fort Lane Rd
Geneva, FL, 32732 · 32732 - Geneva

Market insights

Offer Insights

Choose an offer strength

List price: $500,000
$485,000 – $500,000
96.7% – 100% of listTops out right at the list price
80% of listList price
14 of the last 27 home closings in 32732 landed at this number or higher (52%). The median one sat 37 days before it went under contract, and this one is on day 150 after a $50,000 cut.

Sample: 27 closed home sales in 32732 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,231/mo
Principal & interest$2,608
Property taxes$373
Insurance$250
Down payment20% · $100,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$500,000

$455 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,100 sq ft

Time on market

150 days

Year built

1955

Monthly payment

About $3,231/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,480 annual tax bill, insurance.

Flood zone

Zone X, AE

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byKELLER WILLIAMS WINTER PARKListing agent: Joseph SippListing data from Stellar MLS, MLS# O6410136.

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