175 Pine St, photo 1
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Overview

4 bd3 ba2,031 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2025
Lot9,048 sqft
Living area2,031 sqft
Price / sqft$271
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Coffered Ceiling(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Wood Cabinets

175 Pine St is a 2025-built home in Whitcombs 1st & 2nd Adds To Geneva, Geneva. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,031 square feet of living space. Listed at $549,500 (about $271/sqft), 15 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Incredible opportunity to own a nearly new 4-bedroom, 3-bathroom home in the heart of Geneva with NO HOA & ultimate privacy! Built in 2025, this stunning residence offers all the benefits of new construction with thoughtful upgrades and custom finishes throughout. Step inside and be welcomed by gorgeous engineered hardwood flooring, open floor plan, and beautiful tongue-and-groove ceiling details in both the great room and primary suite. The spacious owner's retreat includes a cozy sitting area, dual walk-in closets, and a luxurious spa-inspired bathroom featuring double vanities, a private water closet, walk-in shower, and a relaxing garden tub. The chef's kitchen is the centerpiece of the home, showcasing an oversized QUARTZ countertop island, black STAINLESS STEEL appliances, a beautiful farmhouse sink, and an impressive walk-in butler's pantry. A desirable three-way split floor plan provides privacy and flexibility, with one bedroom and full bath at the front of the home and two additional bedrooms with a shared bath located off the kitchen. Both guest bathrooms are beautifully appointed with floor-to-ceiling tile in shower/tub areas and leathered quartz countertops. Additional premium features include 8-inch baseboards, custom board-and-batten accents, FRAMED window and door casings, BIRCH shelving in every closet, SONOS speakers in living, garage & patio, CORE FOAM inflation & updated bats, structured CAT6 wiring, a Dahua SECURITY camera system, a WATER SOFTENER and FILTRATION system, and a fully fenced backyard. Offering exceptional craftsmanship, modern conveniences, and luxurious finishes throughout, this move-in-ready home is a rare find in one of Geneva's most desirable locations. Conveniently located to shopping, top rated schools, and travel.

The essentials

Built
2025
Price / sqft
$271
On market
15 days
Annual tax
$919
Flood zone
X · Low risk
Lot
9,048 sqft
Type
Single Family Residence

At a glance

Single family
Built 2025
2 car garage
9,048 sqft lot
Lot size
2,031 sqft
Living area
Brand new
Built 2025

Payment

Est. monthly payment
$3,217/mo
Down payment (20%)
$109,900
Property taxes
$77/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2025
Lot
9,048 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
15
Ceiling Fans(s)
Coffered Ceiling(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Lighting
Private Mailbox
Private Yard
Rain Gutters
Built-in Oven
Convection Oven
Cooktop
Dishwasher
Disposal
Freezer
Ice Maker
Microwave
Refrigerator
Water Filtration System
Water Purifier
Water Softener
Elementary
Geneva Elementary
Middle
Chiles Middle
High
Oviedo High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$919
Parcel #
21-20-32-501-0400-0150

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Whitcombs 1st & 2nd Adds To Geneva
County
Seminole
MLS Area
32732 - Geneva
Lot Size
9,048 sqft

Price history

Date
Event
Price
10/8/2026
Price change
Source: Stellar MLS #O6444180
$549,500-1.0%
$271/sqft
9/25/2026
Listed for sale
Source: Stellar MLS #O6444180
$555,000
$273/sqft

Neighborhood

175 Pine St
Geneva, FL, 32732 · 32732 - Geneva

Market insights

Offer Insights

Choose an offer strength

List price: $549,500
$530,000 – $549,500
96.7% – 100% of listTops out right at the list price
80% of listList price
14 of the last 27 home closings in 32732 landed at this number or higher (52%). The median one sat 37 days before it went under contract, and this one is on day 15 after a $5,500 cut.

Sample: 27 closed home sales in 32732 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,217/mo
Principal & interest$2,866
Property taxes$77
Insurance$275
Down payment20% · $109,900
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$549,500

$271 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,031 sq ft

Time on market

15 days

Year built

2025

Monthly payment

About $3,217/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $919 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byCOLDWELL BANKER REALTYListing agent: Kendra HaywoodListing data from Stellar MLS, MLS# O6444180.

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