2189 S Smathers Cir, photo 1
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Overview

3 bd1 ba900 sqftSingle Family
TypeSingle Family
HOANone listed
Built1958
Lot6,534 sqft
Living area900 sqft
Price / sqft$289

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About this home

Living Room/Dining Room ComboOpen FloorplanPrivate MailboxRain GuttersCooktopFreezerGas Water HeaterMicrowave

2189 S Smathers Cir is a 1958-built home in Bowe Gardens Sec J 1, Melbourne. Inside you'll find 3 bedrooms, 1 bathrooms, and 900 square feet of living space. Listed at $260,000 (about $289/sqft), 144 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Fractional Ownership. Beach days, art walks, and backyard hangouts -- that's the lifestyle waiting for you at this updated Melbourne home. With modern laminate flooring throughout, a screened-in patio perfect for entertaining, and a fenced yard for the pups, every detail has been thoughtfully considered. Major upgrades are already done: 2022 A/C + ductwork, 2017 main roof, and 2023 secondary roof -- just move in and enjoy. All of this just 12 minutes from the beach and Eau Gallie Arts District, and 15 minutes to Downtown Melbourne.

The essentials

Built
1958
Price / sqft
$289
On market
144 days
Annual tax
$2,392
Flood zone
X · Low risk
Lot
6,534 sqft
Type
Single Family Residence

At a glance

Single family
Built 1958
6,534 sqft lot
Lot size
900 sqft
Living area

Payment

Est. monthly payment
$1,685/mo
Down payment (20%)
$52,000
Property taxes
$199/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1958
Lot
6,534 sqft
Cooling
Central Air
Heating
None
Parking
-
Days on Market
144
Living Room/Dining Room Combo
Open Floorplan
Private Mailbox
Rain Gutters
Cooktop
Freezer
Gas Water Heater
Microwave
Homestead exemption on file Flood Zone x
Annual Tax (2025)
$2,392
Parcel #
2720822

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bowe Gardens Sec J 1
County
Brevard
MLS Area
32935 - Melbourne
Lot Size
6,534 sqft

Price history

Date
Event
Price
5/26/2026
Listed for sale
Source: Stellar MLS #O6410953
$260,000
$289/sqft

Neighborhood

2189 S Smathers Cir
Melbourne, FL, 32935 · 32935 - Melbourne

Market insights

Offer Insights

Choose an offer strength

List price: $260,000
$255,000 – $260,000
97.8% – 100% of listTops out right at the list price
80% of listList price
10 of the last 19 home closings in 32935 landed at this number or higher (53%). The median one sat 20 days before it went under contract, and this one is on day 144.

Sample: 19 closed home sales in 32935 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,685/mo
Principal & interest$1,356
Property taxes$199
Insurance$130
Down payment20% · $52,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$260,000

$289 per sq ft

Beds and baths

3 beds, 1 baths

Size

900 sq ft

Time on market

144 days

Year built

1958

Monthly payment

About $1,685/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,392 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byLPT REALTY, LLCListing agent: Karli TuckerListing data from Stellar MLS, MLS# O6410953.

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