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Overview

5 bd3 ba3,352 sqft3 car garageSingle Family
TypeSingle Family
HOANone listed
Built1985
Lot215,622 sqft
Living area3,352 sqft
Price / sqft$351
Garage3 car

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About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface Counters

1600 E 10th St is a 1985-built home in Acreage & Unrec, St Cloud. Inside you'll find 5 bedrooms, 3 bathrooms, and 3,352 square feet of living space. Listed at $1,175,000 (about $351/sqft), 133 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Virtually Staged. Seller may consider buyer concessions if made in an offer ~ Peaceful, private, and packed with possibilities, this beautifully updated POOL HOME sits on TWO PARCELS totaling 5 ACRES with a PRIVATE GATED ENTRANCE, a 3/4 ACRE POND WITH DOCK, and beautiful views of Lake Runnymede! Recent upgrades include a Rheem intelligent WATER HEATER (2026), Fleck AIO WATER FILTRATION/SOFTENING SYSTEM (2026), refreshed third bath (2026), updated laundry room (2026), painted pool deck and patio (2026), CEDAR TONGUE & GROOVE FRONT PORCH CEILING (2026), hurricane-impact DOUBLE PANE WINDOWS (2025), FRESH INTERIOR & EXTERIOR PAINT (2025), a beautifully remodeled primary bath (2025), and LUXURY VINYL PLANK FLOORING THROUGHOUT (2023/2026). The high-efficiency 5-ton, 18-SEER A/C was installed (2024), and the roof is approximately 7 years old. Designed for both everyday living and entertaining family and friends, the OPEN CONCEPT floor plan offers flexible spaces, including a BONUS ROOM/4TH BEDROOM with potential for an in-law suite and a FLEX/OFFICE that could easily become a 5th bedroom. The chef's GOURMET KITCHEN anchors the interior, paired with a light and bright living space that boasts a WOOD BURNING FIREPLACE built into a brick feature wall, while an OUTDOOR ELECTRIC FIREPLACE creates the perfect gathering space to relax and unwind. Be sure to explore the spacious PRIMARY SUITE, ideally situated on its own wing with a picture window that lets the light pour in, a huge UPGRADED EN-SUITE BATH that feels like stepping into a spa and the perfect complement of a large WALK-IN CLOSET complete with custom storage. The detached 32x42 GARAGE/WORKSHOP features 12-foot ceilings and AT&T Fiber, making it ideal for hobbies, storage, business use, or future expansion. Outside, enjoy total privacy with mature trees, sprawling green space, banana, guava, rose apple, elderberry, blackberry, avocado trees, and pineapple plants. With AT&T Fiber Internet, Starlink capability, NO HOA, seller financing available, and unlimited potential for large gatherings, recreation, or multi-generational living, this one-of-a-kind property feels worlds away while remaining just 20 minutes from Lake Nona and convenient to TOP-RATED SCHOOLS, shopping, dining, parks, major roadways, and Central Florida attractions. ** 5 ACRES ** PRIVATE POND ** LAKE VIEWS ** ENDLESS POSSIBILITIES ** Welcome to the lifestyle you have been searching for in St. Cloud ~ and WELCOME HOME!

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The essentials

Built
1985
Price / sqft
$351
On market
133 days
Annual tax
$9,005
Flood zone
X · Low risk
Lot
215,622 sqft
Type
Single Family Residence

At a glance

Single family
Built 1985
Waterfront
Lake Front
Private pool
Heated
3 car garage
Boat
4.95 acres
Lot size

Payment

Est. monthly payment
$7,466/mo
Down payment (20%)
$235,000
Property taxes
$750/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1985
Lot
215,622 sqft
Cooling
Central Air
Heating
Central, Electric, Natural Gas
Parking
Boat, Converted Garage, Driveway, Golf Cart Parking, On Street, Open, Oversized, RV Access/Parking, Workshop in Garage
Pool
Gunite, Heated, In Ground, Lighting, Outside Bath Access, Screen Enclosure, Tile
Waterfront
Lake Front
Days on Market
133
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Lighting
Private Entrance
Private Mailbox
Storage
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer
Water Filtration System
Elementary
Lakeview Elem (K 5)
Middle
Narcoossee Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$9,005
Parcel #
06-26-31-0000-0012-0000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Acreage & Unrec
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
215,622 sqft
ClearedOversized LotPrivateStreet Dead-EndPaved

Price history

Date
Event
Price
9/28/2026
Price change
Source: Stellar MLS #O6413361
$1,175,000-9.6%
$351/sqft
6/1/2026
Listed for sale
Source: Stellar MLS #O6413361
$1,300,000
$388/sqft

Neighborhood

1600 E 10th St
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $1,175,000
$1.17M – $1.18M
99.5% – 100% of listTops out right at the list price
80% of listList price
306 of the last 474 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 133 after a $125,000 cut.

Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$7,466/mo
Principal & interest$6,128
Property taxes$750
Insurance$588
Down payment20% · $235,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,175,000

$351 per sq ft

Beds and baths

5 beds, 3 baths

Size

3,352 sq ft

Time on market

133 days

Year built

1985

Monthly payment

About $7,466/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $9,005 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byWEMERT GROUP REALTY LLCListing agent: Jenny WemertListing data from Stellar MLS, MLS# O6413361.

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