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About this home
1600 E 10th St is a 1985-built home in Acreage & Unrec, St Cloud. Inside you'll find 5 bedrooms, 3 bathrooms, and 3,352 square feet of living space. Listed at $1,175,000 (about $351/sqft), 133 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Virtually Staged. Seller may consider buyer concessions if made in an offer ~ Peaceful, private, and packed with possibilities, this beautifully updated POOL HOME sits on TWO PARCELS totaling 5 ACRES with a PRIVATE GATED ENTRANCE, a 3/4 ACRE POND WITH DOCK, and beautiful views of Lake Runnymede! Recent upgrades include a Rheem intelligent WATER HEATER (2026), Fleck AIO WATER FILTRATION/SOFTENING SYSTEM (2026), refreshed third bath (2026), updated laundry room (2026), painted pool deck and patio (2026), CEDAR TONGUE & GROOVE FRONT PORCH CEILING (2026), hurricane-impact DOUBLE PANE WINDOWS (2025), FRESH INTERIOR & EXTERIOR PAINT (2025), a beautifully remodeled primary bath (2025), and LUXURY VINYL PLANK FLOORING THROUGHOUT (2023/2026). The high-efficiency 5-ton, 18-SEER A/C was installed (2024), and the roof is approximately 7 years old. Designed for both everyday living and entertaining family and friends, the OPEN CONCEPT floor plan offers flexible spaces, including a BONUS ROOM/4TH BEDROOM with potential for an in-law suite and a FLEX/OFFICE that could easily become a 5th bedroom. The chef's GOURMET KITCHEN anchors the interior, paired with a light and bright living space that boasts a WOOD BURNING FIREPLACE built into a brick feature wall, while an OUTDOOR ELECTRIC FIREPLACE creates the perfect gathering space to relax and unwind. Be sure to explore the spacious PRIMARY SUITE, ideally situated on its own wing with a picture window that lets the light pour in, a huge UPGRADED EN-SUITE BATH that feels like stepping into a spa and the perfect complement of a large WALK-IN CLOSET complete with custom storage. The detached 32x42 GARAGE/WORKSHOP features 12-foot ceilings and AT&T Fiber, making it ideal for hobbies, storage, business use, or future expansion. Outside, enjoy total privacy with mature trees, sprawling green space, banana, guava, rose apple, elderberry, blackberry, avocado trees, and pineapple plants. With AT&T Fiber Internet, Starlink capability, NO HOA, seller financing available, and unlimited potential for large gatherings, recreation, or multi-generational living, this one-of-a-kind property feels worlds away while remaining just 20 minutes from Lake Nona and convenient to TOP-RATED SCHOOLS, shopping, dining, parks, major roadways, and Central Florida attractions. ** 5 ACRES ** PRIVATE POND ** LAKE VIEWS ** ENDLESS POSSIBILITIES ** Welcome to the lifestyle you have been searching for in St. Cloud ~ and WELCOME HOME!
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$1,175,000
$351 per sq ft
Beds and baths
5 beds, 3 baths
Size
3,352 sq ft
Time on market
133 days
Year built
1985
Monthly payment
About $7,466/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $9,005 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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