110 Oak St, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot12,196 sqft

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About this home

110 Oak St is a home in Palm Harbor Sub, Flagler Beach. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

This oversized lot (12,314 SF) is more than 1 1/2 times the size of a typical Flagler Beach lot. A building lot this size ensures privacy and room to enjoy outdoor living. This unique lot is located on quiet road in a park-like setting of towering oak trees and palms, just like old Florida. It is half a block from the Intracoastal Waterway and a public park where you can fish, launch a kayak, picnic, and watch the boats go by. There is not another homesite like it left in Flagler Beach.

The essentials

On market
132 days
Annual tax
$2,281
Flood zone
AE
Lot
12,196 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$1,419/mo
Down payment (20%)
$43,000
Property taxes
$190/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
12,196 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
132
Elementary
Old Kings Elementary
Middle
Buddy Taylor Middle
High
Flagler-Palm Coast High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$2,281
Parcel #
12-12-31-4950-00070-0091

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Harbor Sub
County
Flagler
MLS Area
32136 - Flagler Beach
Lot Size
12,196 sqft

Price history

Date
Event
Price
9/7/2026
Price change
Source: Stellar MLS #O6414882
$215,000-10.4%
6/8/2026
Listed for sale
Source: Stellar MLS #O6414882
$240,000

Neighborhood

110 Oak St
Flagler Beach, FL, 32136 · 32136 - Flagler Beach

Calculator

Est. monthly payment
$1,419/mo
Principal & interest$1,121
Property taxes$190
Insurance$108
Down payment20% · $43,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$215,000

Time on market

132 days

Monthly payment

About $1,419/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,281 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byBEYCOME OF FLORIDA LLCListing agent: Steven KolenoListing data from Stellar MLS, MLS# O6414882.

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