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Overview

2 bd2 ba1,556 sqftManufactured Home
TypeManufactured Home
HOA$120/mo
Built2002
Lot6,098 sqft
Living area1,556 sqft
Price / sqft$138

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenPrimary Bedroom Main FloorWalk-in Closet(s)GardenClubhouseCommunity Mailbox

2473 Independence Ln is a 2002-built home in Teka Village Tr 2 Ph 3, St Cloud. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,556 square feet of living space. Listed at $215,000 (about $138/sqft), 121 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $120 monthly.

From the listing

Step into exceptional value and effortless Florida living with this beautifully updated 55+ home in Saint Cloud with NO LOT FEES, gated community and outstanding amenities! This move-in-ready property features a brand-new 2024 roof, 2021 HVAC, 2018 water heater, upgraded plumbing, double-pane energy-efficient windows, and added insulation for year-round comfort and savings. Inside, enjoy new flooring, new carpet, and a full suite of stainless steel appliances for a fresh, modern feel. A flexible office space adds even more value, perfect for a home office, craft room, hobby space, or potential extra bedroom. Located in a vibrant community with a clubhouse, pool, and active social lifestyle, plus an irrigation system for easy maintenance, this home delivers comfort and convenience at every turn. Step outside to a fully fenced backyard, offering privacy, space for pets, gardening, entertaining, or simply relaxing outdoors. The property also includes a large shed, providing excellent space for tools, hobbies, or additional storage needs. Rarely does a home feature this level of upgrades, flexibility, amenities, and affordability all in one. Don’t miss it!

The essentials

Built
2002
Price / sqft
$138
On market
121 days
Annual tax
$0
HOA
$120/mo
Flood zone
X · Low risk
Lot
6,098 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 2002
Water views
Water
Community pool
Shared amenity
6,098 sqft lot
Lot size
1,556 sqft
Living area

Payment

Est. monthly payment
$1,626/mo
Down payment (20%)
$43,000
Property taxes
$0/mo
HOA
$120/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
2002
Lot
6,098 sqft
Cooling
Central Air
Heating
Central
Parking
Curb Parking, Driveway
Days on Market
121
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
Primary Bedroom Main Floor
Walk-in Closet(s)
Garden
Clubhouse
Community Mailbox
Gated Community - No Guard
Golf Carts OK
Pool
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Neptune Elementary
Middle
Neptune Middle (6-8)
High
St. Cloud High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$0
Parcel #
16-26-30-0811-0001-0200

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Teka Village Tr 2 Ph 3
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
6,098 sqft
Landscaped
HOA
$120/mo
Marje Eddy

Price history

Date
Event
Price
10/6/2026
Price change
Source: Stellar MLS #O6415848
$215,000-8.5%
$138/sqft
-
Price change
Source: Stellar MLS #O6415848
$235,000-6.0%
$151/sqft
6/12/2026
Listed for sale
Source: Stellar MLS #O6415848
$250,000
$161/sqft

Neighborhood

2473 Independence Ln
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $215,000
$215,000
99.5% – 100% of listTops out right at the list price
80% of listList price
235 of the last 376 home closings in 34772 landed at this number or higher (63%). The median one sat 41 days before it went under contract, and this one is on day 121 after a $35,000 cut.

Sample: 376 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,627/mo
Principal & interest$1,121
Property taxes$278
Insurance$108
HOA$120
Down payment20% · $43,000
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$215,000

$138 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,556 sq ft

Time on market

121 days

Year built

2002

Monthly payment

About $1,626/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $120/mo HOA fee.

HOA fee

$120/mo

Managed by Marje Eddy.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byREAL BROKER, LLCListing agent: Kimley SimardListing data from Stellar MLS, MLS# O6415848.

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