924 Virginia Ave, photo 1
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Overview

2 bd2 ba1,113 sqftTownhouse
TypeTownhouse
HOA$1,800/yr
Built1981
Lot1,655 sqft
Living area1,113 sqft
Price / sqft$256

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboSolid Surface CountersSplit BedroomVaulted Ceiling(s)Walk-in Closet(s)Hurricane ShuttersRain Gutters

924 Virginia Ave is a 1981-built home in Vera Cruz Unit 1, St Cloud. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,113 square feet of living space. Listed at $285,000 (about $256/sqft), 146 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,800 annually.

From the listing

MOVE IN READY! Completely furnished! This stunning home has a NEW ROOF, NEW A/C, WiFi thermostat, NEW front and storm door, as well as newer hot water heater and appliances. The home is also equipped with storm shutters and a WiFi lock on the front door you can control from your phone! Custom lighting in every room. Walk in closets both have organizers for maximum usage. Saatva mattresses in both bedrooms and recently remodeled bathrooms with upgraded lighting and finishes. Granite countertops and stone backsplash as well as a newly installed instant hot water feature on the sink. Cabinets are soft touch with pull out shelves. Come see this beautifully decorated home and know everything you see is yours!

The essentials

Built
1981
Price / sqft
$256
On market
146 days
Annual tax
$3,235
HOA
$1,800/yr
Flood zone
X · Low risk
Lot
1,655 sqft
Type
Townhouse

At a glance

Townhouse
Built 1981
Assigned parking
1,655 sqft lot
Lot size
1,113 sqft
Living area

Payment

Est. monthly payment
$2,048/mo
Down payment (20%)
$57,000
Property taxes
$270/mo
HOA
$1,800/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
1981
Lot
1,655 sqft
Cooling
Central Air, Wall/Window Unit(s)
Heating
Central
Parking
Assigned, Guest
Days on Market
146
Ceiling Fans(s)
Living Room/Dining Room Combo
Solid Surface Counters
Split Bedroom
Vaulted Ceiling(s)
Walk-in Closet(s)
Hurricane Shutters
Rain Gutters
Sidewalk
Sidewalks
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$3,235
Parcel #
01-26-30-0800-0001-0070

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Vera Cruz Unit 1
County
Osceola
MLS Area
34769 - St Cloud (City of St Cloud)
Lot Size
1,655 sqft
Sidewalk
HOA
$1,800/yr
Melinda Burch

Price history

Date
Event
Price
5/21/2026
Listed for sale
Source: Stellar MLS #S5150688
$285,000
$256/sqft

Neighborhood

924 Virginia Ave
St Cloud, FL, 34769 · 34769 - St Cloud (City of St Cloud)

Market insights

Offer Insights

Choose an offer strength

List price: $285,000
$282,500 – $285,000
99.5% – 100% of listTops out right at the list price
80% of listList price
29 of the last 41 townhouse or villa closings in 34769 landed at this number or higher (71%). The median one sat 60 days before it went under contract, and this one is on day 146.

Sample: 41 closed townhouse or villa sales in 34769 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,048/mo
Principal & interest$1,486
Property taxes$270
Insurance$143
HOA$150
Down payment20% · $57,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$285,000

$256 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,113 sq ft

Time on market

146 days

Year built

1981

Monthly payment

About $2,048/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,235 annual tax bill, insurance, and the $1,800/yr HOA fee.

HOA fee

$1,800/yr

Managed by Melinda Burch.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byDREAM BUILDERS REALTYListing agent: Patricia McCabeListing data from Stellar MLS, MLS# S5150688.

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