3854 Knotty Pine St, photo 1
Active
1 / 30

Overview

4 bd3 ba2,160 sqft2 car garageTownhouse
TypeTownhouse
HOA$332/mo
Built2024
Lot3,049 sqft
Living area2,160 sqft
Price / sqft$177
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboPrimarybedroom UpstairsSolid Wood CabinetsStone CountersThermostatCommunity Mailbox

3854 Knotty Pine St is a 2024-built home in Havenfield At Cross Prairie, St Cloud. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,160 square feet of living space. Listed at $382,500 (about $177/sqft), 60 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $332 monthly.

From the listing

Virtually Staged. WHY WAIT FOR NEW CONSTRUCTION WHEN THIS 2024-BUILT HOME IS READY NOW? Welcome to 3854 Knotty Pine Street, located in Havenfield at Crossprairie in St. Cloud. This spacious two-story townhome offers approximately 2,160 square feet of living space with 4 bedrooms, 2.5 bathrooms, a versatile loft, and an attached 2-car garage. Designed for today’s lifestyle, the main level features an inviting open-concept living, dining, and kitchen area, creating a comfortable space for everyday living and entertaining, along with a convenient half bath. Upstairs, the generous primary suite provides a private retreat, while three additional bedrooms and a loft offer plenty of flexibility for guests, a home office, playroom, media area, or additional living space. Built in 2024, this home gives buyers the opportunity to enjoy the appeal of newer construction without waiting for a home to be built. Enjoy the lifestyle offered by the growing Crossprairie community, including beautiful community amenities and convenient access to shopping, dining, parks, schools, and major Central Florida roadways. Whether you're purchasing your first home, need more space, or are looking for an investment property, this move-in-ready townhome deserves to be on your list. Before you wait on a new build, come see what is already waiting for you at 3854 Knotty Pine Street. Schedule your private showing today!

The essentials

Built
2024
Price / sqft
$177
On market
60 days
Annual tax
$6,509
HOA
$332/mo
Flood zone
X500 · Low risk
Lot
3,049 sqft
Type
Townhouse

At a glance

Townhouse
Built 2024
Community pool
Shared amenity
2 car garage
3,049 sqft lot
Lot size
2,160 sqft
Living area

Payment

Est. monthly payment
$3,061/mo
Down payment (20%)
$76,500
Property taxes
$542/mo
HOA
$332/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2024
Lot
3,049 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
60
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Primarybedroom Upstairs
Solid Wood Cabinets
Stone Counters
Thermostat
Community Mailbox
Playground
Pool
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Flood Zone X500
Annual Tax (2025)
$6,509
Parcel #
21-26-30-3644-0001-3710

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Havenfield At Cross Prairie
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
3,049 sqft
HOA
$332/mo
ASSOCIA

Price history

Date
Event
Price
9/24/2026
Price change
Source: Stellar MLS #S5155506
$382,500-1.7%
$177/sqft
8/12/2026
Listed for sale
Source: Stellar MLS #S5155506
$389,000
$180/sqft

Neighborhood

3854 Knotty Pine St
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $382,500
$380,000 – $382,500
99.5% – 100% of listTops out right at the list price
80% of listList price
59 of the last 92 townhouse or villa closings in 34772 landed at this number or higher (64%). The median one sat 49 days before it went under contract, and this one is on day 60 after a $6,500 cut.

Sample: 92 closed townhouse or villa sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,061/mo
Principal & interest$1,995
Property taxes$542
Insurance$191
HOA$332
Down payment20% · $76,500
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$382,500

$177 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,160 sq ft

Time on market

60 days

Year built

2024

Monthly payment

About $3,061/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,509 annual tax bill, insurance, and the $332/mo HOA fee.

HOA fee

$332/mo

Managed by ASSOCIA.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byVESTI LLCListing agent: Alejandro BastidasListing data from Stellar MLS, MLS# S5155506.

Keep exploring Florida

Pick up where you left off, or see what else is out there.