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Overview

4 bd4 ba3,137 sqft2 car garageSingle Family
TypeSingle Family
HOA$181.25/qtr
Built2022
Lot7,405 sqft
Living area3,137 sqft
Price / sqft$166
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorPrimarybedroom UpstairsWalk-in Closet(s)Window Treatments

34 Polermo Ave is a 2022-built home in Siena Reserve Ph 2c, St Cloud. Inside you'll find 4 bedrooms, 4 bathrooms, and 3,137 square feet of living space. Listed at $520,000 (about $166/sqft), 18 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $181.25 quarterly.

From the listing

RARE TWO PRIMARY SUITE HOME ON A CORNER LOT. NO CDD. Highland Homes Wayfair residence offering approximately 3,140 square feet of thoughtfully designed living space on a desirable corner lot with a fenced side and backyard. This impressive two-story home features a highly versatile floor plan with two spacious primary suites, upstairs and downstairs - perfect for multi-generational living. The open-concept design space creates a most inviting flow between the kitchen and living spaces, while the generous upstairs layout provides plenty of room to spread out, entertain, work, or relax. Kitchen features quartz countertops also featured in the upstairs primary bathroom and drop zone. Granite Countertops enhance the downstairs primary bathroom, upstairs secondary bathroom and downstairs half bath. Conveniently located with easy access to major roadways, shopping and dining. Schedule your showing today!

The essentials

Built
2022
Price / sqft
$166
On market
18 days
Annual tax
$713
HOA
$181.25/qtr
Flood zone
X · Low risk
Lot
7,405 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
Community pool
Shared amenity
2 car garage
Driveway
7,405 sqft lot
Lot size
3,137 sqft
Living area

Payment

Est. monthly payment
$3,091/mo
Down payment (20%)
$104,000
Property taxes
$59/mo
HOA
$181.25/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
7,405 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, Ground Level
Days on Market
18
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Primarybedroom Upstairs
Walk-in Closet(s)
Window Treatments
Private Yard
Sprinkler Metered
Dog Park
Playground
Pool
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Range Hood
Refrigerator
Washer
Elementary
Narcoossee Elementary
Middle
Narcoossee Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone x
Annual Tax (2025)
$713
Parcel #
21-25-31-4979-0001-2960

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Siena Reserve Ph 2c
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
7,405 sqft
Corner LotIn CountyLandscaped
HOA
$181.25/qtr
Siena Reserve/863-940-2863

Price history

Date
Event
Price
9/25/2026
Listed for sale
Source: Stellar MLS #S5158347
$520,000
$166/sqft

Neighborhood

34 Polermo Ave
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $520,000
$515,000 – $520,000
99.5% – 100% of listTops out right at the list price
80% of listList price
305 of the last 471 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 18.

Sample: 471 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,091/mo
Principal & interest$2,712
Property taxes$59
Insurance$260
HOA$60
Down payment20% · $104,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$520,000

$166 per sq ft

Beds and baths

4 beds, 4 baths

Size

3,137 sq ft

Time on market

18 days

Year built

2022

Monthly payment

About $3,091/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $713 annual tax bill, insurance, and the $181.25/qtr HOA fee.

HOA fee

$181.25/qtr

Managed by Siena Reserve/863-940-2863.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byLA ROSA REALTY KISSIMMEEListing agent: Yvette MendezListing data from Stellar MLS, MLS# S5158347.

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