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Overview

4 bd2 ba1,828 sqft2 car garageSingle Family
TypeSingle Family
HOA$185/qtr
Built2025
Lot6,098 sqft
Living area1,828 sqft
Price / sqft$208
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanSolid Surface CountersSplit BedroomStone CountersThermostat

5087 Tana Ter is a 2025-built home in Buena Lago Ph 4, St Cloud. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,828 square feet of living space. Listed at $380,000 (about $208/sqft), 114 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $185 quarterly.

From the listing

Built in 2025 and loaded with upgrades, this stunning 4-bedroom, 2-bathroom home offers modern living with peaceful pond views and no rear neighbors. Enjoy relaxing mornings and breathtaking sunrises from the covered back porch overlooking the water. Inside, the open-concept design seamlessly connects the living room, dining area, and kitchen, creating the perfect space for entertaining and everyday living. Upgrades include tile flooring throughout, a picture window that fills the living area with natural light, and French doors leading to the backyard and tranquil pond views. The chef-inspired kitchen is both beautiful and functional, featuring quartz countertops, stainless steel appliances, a spacious center island, a dedicated coffee bar, and a walk-in pantry complete with custom built-ins for exceptional organization and storage. Privately situated at the rear of the home, the primary suite serves as a peaceful retreat with pond views and an impressive walk-in closet featuring custom built-ins designed to maximize organization and storage. The ensuite bathroom offers dual vanities and a separate shower, creating a comfortable and private space to unwind. Three additional bedrooms provide flexibility for guests, family, or a home office, while the dedicated laundry room adds everyday convenience. The home also includes smart home technology, allowing you to conveniently control and monitor key features from your smart devices. Residents enjoy access to fantastic community amenities including a resort-style pool, and playground, all with a low HOA. Conveniently located in a growing Central Florida area with easy access to major roadways, shopping, dining, parks, and Downtown Orlando, this move-in ready home offers the perfect blend of comfort, convenience, and modern style.

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The essentials

Built
2025
Price / sqft
$208
On market
114 days
Annual tax
$3,337
HOA
$185/qtr
Flood zone
X · Low risk
Lot
6,098 sqft
Type
Single Family Residence

At a glance

Single family
Built 2025
Waterfront
Pond
Community pool
Shared amenity
2 car garage
6,098 sqft lot
Lot size

Payment

Est. monthly payment
$2,512/mo
Down payment (20%)
$76,000
Property taxes
$278/mo
HOA
$185/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2025
Lot
6,098 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Waterfront
Pond
Days on Market
114
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Solid Surface Counters
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
French Doors
Sidewalk
Sprinkler Metered
Deed Restrictions
Playground
Pool
Sidewalks
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Hickory Tree Elem
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$3,337
Parcel #
32-26-31-3514-0001-3740

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Buena Lago Ph 4
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
6,098 sqft
HOA
$185/qtr
Association Solutions of Central Florida - Mark

Price history

Date
Event
Price
8/24/2026
Price change
Source: Stellar MLS #O6419605
$380,000-5.0%
$208/sqft
-
Price change
Source: Stellar MLS #O6419605
$400,000-3.6%
$219/sqft
6/24/2026
Listed for sale
Source: Stellar MLS #O6419605
$415,000
$227/sqft

Neighborhood

5087 Tana Ter
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $380,000
$377,500 – $380,000
99.5% – 100% of listTops out right at the list price
80% of listList price
243 of the last 393 home closings in 34772 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 114 after a $35,000 cut.

Sample: 393 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,512/mo
Principal & interest$1,982
Property taxes$278
Insurance$190
HOA$62
Down payment20% · $76,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$380,000

$208 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,828 sq ft

Time on market

114 days

Year built

2025

Monthly payment

About $2,512/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,337 annual tax bill, insurance, and the $185/qtr HOA fee.

HOA fee

$185/qtr

Managed by Association Solutions of Central Florida - Mark.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byRE/MAX TOWN & COUNTRY REALTYListing agent: Dominick FlorioListing data from Stellar MLS, MLS# O6419605.

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