134 Lower Lake CT, photo 1
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Overview

2 bd2 ba1,745 sqft2 car garageVilla
TypeVilla
HOA$189.75/mo
Built2005
Lot6,840 sqft
Living area1,745 sqft
Price / sqft$195
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Chair RailCrown MoldingHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit Bedroom

134 Lower Lake CT is a 2005-built home in Debary Plantation Unit 21a, Debary. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,745 square feet of living space. Listed at $339,900 (about $195/sqft), 124 days on market. Flood zone A - confirm flood insurance requirements with your lender. HOA runs $189.75 monthly.

From the listing

Welcome to 134 Lower Lake Ct , tucked at the end of a quiet cul-de-sac, this beautifully maintained villa offers the privacy and tranquility you've been searching for. Set within the gated Lakeside enclave of DeBary Country Club, the home backs to serene lake and greenbelt views — a peaceful, natural backdrop you'll enjoy every single day from your private screened lanai, complete with stylish paver flooring. Step inside and you'll immediately notice the bright, open layout bathed in natural light, courtesy of four solar tubes that keep the interior warm and welcoming throughout the day. Best of all — no carpet anywhere, just beautiful ceramic tile and wood plank tile flooring flowing throughout the entire home. Upscale finishes elevate every room, including granite countertops, crown molding, stainless steel appliances, and custom blinds on the sliders. A versatile bonus room rounds out the floor plan, offering the flexibility to serve as a home office, den, or potential third bedroom — whatever your lifestyle calls for. Practical updates bring true peace of mind: the roof was replaced in 2020, the HVAC system updated in 2021 and the entire interior painted in 2023, making this home genuinely move-in ready with years of worry-free living ahead. Beyond your front door, DeBary Country Club delivers a resort-style lifestyle unlike any other. The community features nightly security patrols, video surveillance, and walkable sidewalks throughout — all within a welcoming, golf cart-friendly neighborhood. At the heart of it all is a Golf Digest 4-Star Rated, 18-hole championship course that has hosted U.S. Open qualifiers, along with six lighted tennis courts, pickleball courts, a swimming pool, and a fitness center. Whether you're teeing off, rallying on the courts, or simply cruising the neighborhood on your golf cart, there is always something to enjoy. Centrally located in DeBary, you'll also have quick access to scenic bike trails, shopping, medical facilities, and the SunRail station — putting both nature and the city well within reach. This is the low-maintenance, high-lifestyle retreat you've been waiting for. Schedule your private showing today and experience firsthand the perfect harmony of comfort, quality, and community that 134 Lower Lake Ct has to offer.

The essentials

Built
2005
Price / sqft
$195
On market
124 days
Annual tax
$5,093
HOA
$189.75/mo
Flood zone
A
Lot
6,840 sqft
Type
Villa

At a glance

Villa
Built 2005
Community pool
Shared amenity
2 car garage
Driveway
6,840 sqft lot
Lot size
1,745 sqft
Living area

Payment

Est. monthly payment
$2,557/mo
Down payment (20%)
$67,980
Property taxes
$424/mo
HOA
$189.75/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
2005
Lot
6,840 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
124
Ceiling Fans(s)
Chair Rail
Crown Molding
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Walk-in Closet(s)
Window Treatments
Rain Gutters
Sidewalk
Buyer Approval Required
Community Mailbox
Deed Restrictions
Gated Community - No Guard
Golf Carts OK
Golf
Irrigation-reclaimed Water
No Truck/Rv/Motorcycle Parking
Playground
Pool
Sidewalks
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Water Softener
Elementary
Debary Elem
Middle
River Springs Middle School
High
University High School-VOL

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone A
Annual Tax (2025)
$5,093
Parcel #
8022-17-00-0220

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Debary Plantation Unit 21a
County
Volusia
MLS Area
32713 - Debary
Lot Size
6,840 sqft
Cul-De-Sac
HOA
$189.75/mo
Chelsea Bono

Price history

Date
Event
Price
9/23/2026
Price change
Source: Stellar MLS #O6415884
$339,900-2.6%
$195/sqft
6/12/2026
Listed for sale
Source: Stellar MLS #O6415884
$349,000
$200/sqft

Neighborhood

134 Lower Lake CT
Debary, FL, 32713 · 32713 - Debary

Market insights

Offer Insights

Choose an offer strength

List price: $339,900
$337,500 – $339,900
99.5% – 100% of listTops out right at the list price
80% of listList price
14 of the last 19 townhouse or villa closings in 32713 landed at this number or higher (74%). The median one sat 31 days before it went under contract, and this one is on day 124 after a $9,100 cut.

Sample: 19 closed townhouse or villa sales in 32713 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,557/mo
Principal & interest$1,773
Property taxes$424
Insurance$170
HOA$190
Down payment20% · $67,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$339,900

$195 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,745 sq ft

Time on market

124 days

Year built

2005

Monthly payment

About $2,557/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,093 annual tax bill, insurance, and the $189.75/mo HOA fee.

HOA fee

$189.75/mo

Managed by Chelsea Bono.

Flood zone

Zone A

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byCOLDWELL BANKER REALTYListing agent: Diane ReeleyListing data from Stellar MLS, MLS# O6415884.

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