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About this home
281 Ancona Ave is a 2018-built home in Riviera Bella Un 4, Debary. Inside you'll find 5 bedrooms, 4 bathrooms, and 3,430 square feet of living space. Listed at $454,900 (about $133/sqft), 594 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $450 quarterly.
Short Sale. ***SHORT SALE***SHORTSALE****SHORT SALE*** Bank Approved Price!! Can close quickly!! Welcome to luxury living in the highly sought-after gated community of Riviera Bella in DeBary! This stunning 4-bedroom, 3.5-bath home offers an impressive 3,430 sq ft of thoughtfully designed space, perfectly positioned on an oversized cul-de-sac lot with a fully fenced backyard and no rear neighbors—providing both privacy and peace. Step outside and unwind in your beautifully paved patio area, complete with a cozy fire pit—ideal for entertaining or relaxing under the stars. Inside, the home showcases modern elegance with 5.5-inch baseboards, crown molding, upgraded light fixtures, and integrated smart home technology. The flexible floor plan features a spacious bonus room on the first floor and a loft on the second, offering endless possibilities for additional bedrooms, a home office, media room, or play space tailored to your lifestyle. The gourmet kitchen is a true centerpiece, featuring crisp white cabinetry, quartz countertops, a large island, stainless steel appliances, a porcelain farmhouse sink, and a generous walk-in pantry—perfect for both everyday living and hosting guests. Enjoy energy efficiency and long-term savings with natural gas appliances (water heater, stove, and dryer), superior insulation, and solar panels that keep electric bills low—plus, the solar panels are transferable to the new owner! For added peace of mind, the home is also pre-wired for a generator, ensuring key systems remain powered during storms. Riviera Bella offers resort-style amenities, including a private boat ramp with direct access to the St. Johns River—perfect for boating, fishing, and kayaking. Residents also enjoy a community pool, fitness center, and playground. Conveniently located just 33 minutes from downtown Orlando and 45 minutes to Florida’s beautiful beaches, with easy access to I-4, 417, U.S. Highway 17/92 and nearby shopping and dining. This home truly combines luxury, comfort, and lifestyle—don’t miss your opportunity to make it yours! Come see it today!
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$454,900
$133 per sq ft
Beds and baths
5 beds, 4 baths
Size
3,430 sq ft
Time on market
594 days
Year built
2018
Monthly payment
About $3,448/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,381 annual tax bill, insurance, and the $450/qtr HOA fee.
HOA fee
$450/qtr
Managed by Premier Association Management-Riviera Delgado.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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