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Overview

5 bd5 ba3,852 sqft3 car garageSingle Family
TypeSingle Family
HOA$453.5/qtr
Built2021
Lot8,400 sqft
Living area3,852 sqft
Price / sqft$187
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Dry BarEat-in KitchenHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorPrimarybedroom Upstairs

239 Lugano Way is a 2021-built home in Riviera Bella Un 5, Debary. Inside you'll find 5 bedrooms, 5 bathrooms, and 3,852 square feet of living space. Listed at $719,000 (about $187/sqft), 165 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $453.5 quarterly.

From the listing

**SPECIAL BUYER INCENTIVE! Qualified buyers may save up to $246 per month up to $3,000 during the first year with a special 0.50% first-year rate reduction through our preferred lender.** Located in the gated community of Riviera Bella, in DeBary, this spacious 5 bedroom, 5 bathroom, 3 car garage pool home built in 2021 offers the space, privacy, and flexibility today's multi generational families are searching for. This home features a rare dual primary layout with one suite downstairs and one upstairs, each with its own spa inspired ensuite boasting dual vanities, a soaking tub, and a glass enclosed shower; the upstairs retreat makes a statement with a double door entrance and a private balcony, perfect for morning coffee or evening wind down. The true showstopper is a one year old lagoon style saltwater pool with a premium PebbleTec finish, set in a fully fenced, beautifully landscaped yard complete with lemon, mulberry, and banana trees, plus a convenient full pool bath that makes indoor outdoor living effortless. Upstairs you'll also find four additional bedrooms, one with a private ensuite bath, a second full guest bath with dual vanities, and a massive loft ready to become a media room, playroom, home gym, or second living space. The gourmet kitchen delivers granite countertops, a natural gas range with hood, a butler's pantry pass through, and an oversized walk in pantry, while tray ceilings, updated fixtures, ceramic wood look tile, built in surround sound, and a flexible home office or formal dining room round out the main level for everyday comfort and effortless entertaining. Enjoy resort style community amenities including 24 hour virtual guard security, a resort style community pool, clubhouse with media and fitness center, playgrounds, splash pad, walking trails, and private boat ramp access to the St. Johns River, all just minutes from the SunRail station with quick access to I-4. This move-in ready pool home is a rare find for buyers who need space, style, and true multi generational flexibility, so schedule your private showing today. Home may be under audio and visual surveillance.

The essentials

Built
2021
Price / sqft
$187
On market
171 days
Annual tax
$518
HOA
$453.5/qtr
Flood zone
X · Low risk
Lot
8,400 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
Private pool
In Ground
3 car garage
8,400 sqft lot
Lot size
3,852 sqft
Living area

Payment

Est. monthly payment
$4,304/mo
Down payment (20%)
$143,800
Property taxes
$43/mo
HOA
$453.5/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
8,400 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
In Ground, Salt Water
Days on Market
171
Built-in Features
Ceiling Fans(s)
Dry Bar
Eat-in Kitchen
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Primarybedroom Upstairs
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Balcony
Lighting
Private Mailbox
Sidewalk
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - Guard
Gated Community - No Guard
Golf Carts OK
Park
Playground
Pool
Sidewalks
Built-in Oven
Dishwasher
Disposal
Gas Water Heater
Microwave
Range
Range Hood
Refrigerator
Elementary
Debary Elem
Middle
River Springs Middle School
High
University High School-VOL

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone x
Annual Tax (2025)
$518
Parcel #
7869527

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Riviera Bella Un 5
County
Volusia
MLS Area
32713 - Debary
Lot Size
8,400 sqft
HOA
$453.5/qtr
Permier Association Management

Price history

Date
Event
Price
9/29/2026
Price change
Source: Stellar MLS #V4948684
$719,000-0.8%
$187/sqft
-
Price change
Source: Stellar MLS #V4948684
$724,999-5.7%
$188/sqft
4/21/2026
Listed for sale
Source: Stellar MLS #V4948684
$769,000
$200/sqft

Neighborhood

239 Lugano Way
Debary, FL, 32713 · 32713 - Debary

Market insights

Offer Insights

Choose an offer strength

List price: $719,000
$715,000 – $719,000
99.5% – 100% of listTops out right at the list price
80% of listList price
94 of the last 177 home closings in 32713 landed at this number or higher (53%). The median one sat 25 days before it went under contract, and this one is on day 171 after a $50,000 cut.

Sample: 177 closed home sales in 32713 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,304/mo
Principal & interest$3,750
Property taxes$43
Insurance$360
HOA$151
Down payment20% · $143,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$719,000

$187 per sq ft

Beds and baths

5 beds, 5 baths

Size

3,852 sq ft

Time on market

171 days

Year built

2021

Monthly payment

About $4,304/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $518 annual tax bill, insurance, and the $453.5/qtr HOA fee.

HOA fee

$453.5/qtr

Managed by Permier Association Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLIVELY REAL ESTATEListing agent: Gernelle BokuniewiczListing data from Stellar MLS, MLS# V4948684.

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