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About this home
285 Ancona Ave is a 2018-built home in Riviera Bella Un 4, Debary. Inside you'll find 5 bedrooms, 3 bathrooms, and 3,851 square feet of living space. Listed at $624,000 (about $162/sqft), 59 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $450 quarterly.
Welcome to luxury living in Riviera Bella community! This beautifully maintained 5-bedroom, 3-bath Mediterranean-style residence offers the perfect blend of elegance, privacy, security, and breathtaking natural surroundings. Ideally located just moments from the scenic St. Johns River, this impressive 3,851-square-foot home is situated on a generous 8,500-square-foot lot and welcomes you with a beautifully paved driveway and timeless Mediterranean architecture including a concrete barrel tile roof. As you enter this exceptional home, you are greeted in a foyer and modern Florida room gathering area showcasing a stunning upgraded accent wall and decorative ceiling beams that add warmth, character, and architectural contrast. The open-concept floor plan is designed for both everyday living and effortless entertaining, featuring a beautifully designed fireplace as the focal point of the spacious family room. The gourmet kitchen is sure to impress with neutral solid-surface stone countertops, abundant cabinetry, upgraded stainless steel appliances, a new Bosch dishwasher, gas cooktop, dual built-in ovens, microwave, and a generous center island overlooking the main living spaces. Walk in pantry and breakfast/bar with wine chiller completes this kitchen layout perfectly. The first floor also features a private guest bedroom and a beautifully remodeled full bath complete with modern glass shower doors, creating an ideal retreat for guests or multigenerational living. Upstairs, the luxurious primary suite offers an expansive bedroom with an elegant tray ceiling, a generously sized walk-in closet, and a spa-inspired bathroom featuring a relaxing tub, a spacious walk-in shower, and dual vanities. The second level also includes two additional bedrooms, a full bathroom, and a versatile loft/media room perfect for movie nights, a game room, or a secondary family gathering space. Additional upgrades include BRAND NEW 2026 DUAL HVAC for energy efficiency throughout the home. Step outside to enjoy the generously sized, iron-fenced backyard and a beautifully paved covered porch, creating the perfect setting for outdoor dining, entertaining, or simply relaxing while enjoying the peaceful surroundings. Tucked away on a private cul-de-sac within the sought-after gated community of Riviera Bella, this exceptional home offers the ideal combination of luxury, privacy, and convenience, with easy access to the St. Johns River, shopping, dining, major highways, and Central Florida attractions. Community Amenities include an upscale Clubhouse, pool and walking trails! "Privacy" and "Luxury", two words to describe this amazing community. Schedule a showing today!
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$624,000
$162 per sq ft
Beds and baths
5 beds, 3 baths
Size
3,851 sq ft
Time on market
81 days
Year built
2018
Monthly payment
About $4,377/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,935 annual tax bill, insurance, and the $450/qtr HOA fee.
HOA fee
$450/qtr
Managed by Riviera Bella.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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