9119 SE 120th Loop, photo 1
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Overview

2 bd2 ba1,488 sqft2 car garageSingle Family
TypeSingle Family
HOA$214/mo
Built2004
Lot6,098 sqft
Living area1,488 sqft
Price / sqft$167
Garage2 car

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About this home

Ceiling Fans(s)Primary Bedroom Main FloorThermostatWalk-in Closet(s)LightingClubhouseDeed RestrictionsFitness Center

9119 SE 120th Loop is a 2004-built home in Spruce Crk CC Castle Pines, Summerfield. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,488 square feet of living space. Listed at $249,000 (about $167/sqft), 121 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $214 monthly.

From the listing

**Seller will either resod the front yard right before closing OR give a credit to the buyer. Welcome to Del Webb Spruce Creek Golf & Country Club, one of Central Florida’s premier gated 55+ communities (guarded 24/7), where resort-style amenities meet a vibrant, golf cart-friendly lifestyle. This beautifully updated home features an open and airy floor plan with new flooring throughout, fresh modern finishes, and a spacious living room highlighted by a sleek electric fireplace that creates a warm focal point for gathering and relaxing. The updated kitchen offers stylish cabinetry, stainless steel appliances, ample counter space, and overlooks a charming breakfast nook that serves as the perfect dining area filled with natural light. The spacious primary suite provides a peaceful retreat with dual vanities and generous closet space. The covered rear patio offers an ideal spot to enjoy your morning coffee or unwind in the evening overlooking the backyard. Natural light creates a bright and inviting atmosphere throughout the home. Living in Del Webb Spruce Creek means enjoying an incredible array of amenities. Residents enjoy 36 holes of championship golf at Eagle Ridge Golf Club, a state-of-the-art 14,000-square-foot fitness center with an indoor lap pool, two heated outdoor pools and spas, tennis and pickleball courts, softball fields, bocce ball, walking trails, on-site dining, countless clubs and social activities, and year-round entertainment. Whether you're looking for an active lifestyle or a welcoming community with a true small-town feel, this home offers the best of both worlds.

The essentials

Built
2004
Price / sqft
$167
On market
121 days
Annual tax
$3,478
HOA
$214/mo
Flood zone
X · Low risk
Lot
6,098 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
Community pool
Fitness center too
2 car garage
6,098 sqft lot
Lot size
1,488 sqft
Living area

Payment

Est. monthly payment
$1,927/mo
Down payment (20%)
$49,800
Property taxes
$290/mo
HOA
$214/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
6,098 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
121
Ceiling Fans(s)
Primary Bedroom Main Floor
Thermostat
Walk-in Closet(s)
Lighting
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Pool
Racquetball
Restaurant
Sidewalks
Tennis Court(s)
Dishwasher
Microwave
Range
Refrigerator
Elementary
Belleview Elementary School
Middle
Lake Weir Middle School
High
Lake Weir High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$3,478
Parcel #
6125-030-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spruce Crk CC Castle Pines
County
Marion
MLS Area
34491 - Summerfield
Lot Size
6,098 sqft
HOA
$214/mo
LeLand Management - Nicole Arias

Price history

Date
Event
Price
9/2/2026
Price change
Source: Stellar MLS #O6418689
$249,000-0.4%
$167/sqft
-
Price change
Source: Stellar MLS #O6418689
$250,000-7.4%
$168/sqft
6/20/2026
Listed for sale
Source: Stellar MLS #O6418689
$270,000
$181/sqft

Neighborhood

9119 SE 120th Loop
Summerfield, FL, 34491 · 34491 - Summerfield

Market insights

Offer Insights

Choose an offer strength

List price: $249,000
$245,000 – $249,000
98% – 100% of listTops out right at the list price
80% of listList price
183 of the last 365 home closings in 34491 landed at this number or higher (50%). The median one sat 54 days before it went under contract, and this one is on day 121 after a $21,000 cut.

Sample: 365 closed home sales in 34491 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,927/mo
Principal & interest$1,299
Property taxes$290
Insurance$125
HOA$214
Down payment20% · $49,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$249,000

$167 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,488 sq ft

Time on market

121 days

Year built

2004

Monthly payment

About $1,927/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,478 annual tax bill, insurance, and the $214/mo HOA fee.

HOA fee

$214/mo

Managed by LeLand Management - Nicole Arias.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byREGENCY REAL ESTATE LLCListing agent: Evelyn TejadaListing data from Stellar MLS, MLS# O6418689.

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