4598 Clearwater Harbor Dr S, photo 1
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Overview

4 bd5 ba3,489 sqft2 car garageSingle Family
TypeSingle Family
HOA$100/mo
Built1962
Lot12,920 sqft
Living area3,489 sqft
Price / sqft$688
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Living Room/Dining Room ComboOutdoor KitchenPrivate YardBar FridgeDishwasherDryerMicrowaveRange

4598 Clearwater Harbor Dr S is a 1962-built home in Harbor Hills 3rd Add, Largo. Inside you'll find 4 bedrooms, 5 bathrooms, and 3,489 square feet of living space. Listed at $2,399,500 (about $688/sqft), 101 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $100 monthly.

From the listing

Welcome to waterfront living on the Intracoastal. Bring your boat! This home includes a private dock and boat lift on a generous corner lot with open water views and easy ocean access. This thoughtfully renovated 4 bedroom, 5 bath residence offers clear waterfront views from the entry, living and dining areas, kitchen, and primary suite. Light, airy, and modern, with subtle mid-century details, the home features new finishes and high-end appliances throughout. One-level living makes it comfortable and practical for every stage of life. Outside, a waterfront pool and hot tub, along with an outdoor kitchen, create an ideal setting for quiet evenings or entertaining. The home is turnkey and ready for private enjoyment or guests. Located in the sought-after Harbor Hills community near Largo Central Park and Heritage Village, with Indian Rocks Beach and Clearwater Beach close by. Nearby fine dining includes Ocean Seven and other local favorites.

The essentials

Built
1962
Price / sqft
$688
On market
101 days
Annual tax
$17,172
HOA
$100/mo
Flood zone
AE
Lot
12,920 sqft
Type
Single Family Residence

At a glance

Single family
Built 1962
Water views
Water
Private pool
In Ground
2 car garage
0.30 acres
Lot size

Payment

Est. monthly payment
$15,245/mo
Down payment (20%)
$479,900
Property taxes
$1,431/mo
HOA
$100/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1962
Lot
12,920 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Pool
In Ground
Days on Market
101
Living Room/Dining Room Combo
Outdoor Kitchen
Private Yard
Bar Fridge
Dishwasher
Dryer
Microwave
Range
Range Hood
Refrigerator
Washer
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$17,172
Parcel #
06-30-15-36054-010-1110

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harbor Hills 3rd Add
County
Pinellas
MLS Area
33770 - Largo/Belleair Bluffs
Lot Size
12,920 sqft
Corner LotOversized LotPrivate
HOA
$100/mo
Harbor Bluffs/Harbor Hills area

Price history

Date
Event
Price
9/3/2026
Price change
Source: Stellar MLS #O6421251
$2,399,500-3.8%
$688/sqft
7/2/2026
Listed for sale
Source: Stellar MLS #O6421251
$2,495,000
$715/sqft

Neighborhood

4598 Clearwater Harbor Dr S
Largo, FL, 33770 · 33770 - Largo/Belleair Bluffs

Market insights

Offer Insights

Choose an offer strength

List price: $2,399,500
$2.38M – $2.40M
99.1% – 100% of listTops out right at the list price
80% of listList price
75 of the last 148 home closings in 33770 landed at this number or higher (51%). The median one sat 32 days before it went under contract, and this one is on day 101 after a $95,500 cut.

Sample: 148 closed home sales in 33770 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$15,245/mo
Principal & interest$12,514
Property taxes$1,431
Insurance$1,200
HOA$100
Down payment20% · $479,900
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$2,399,500

$688 per sq ft

Beds and baths

4 beds, 5 baths

Size

3,489 sq ft

Time on market

101 days

Year built

1962

Monthly payment

About $15,245/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $17,172 annual tax bill, insurance, and the $100/mo HOA fee.

HOA fee

$100/mo

Managed by Harbor Bluffs/Harbor Hills area.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byATLIS REALTY GROUP LLCListing agent: Ayoub AitelhajListing data from Stellar MLS, MLS# O6421251.

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