4545 Harbor Hills Dr, photo 1
Active
1 / 100

Overview

8 bd4 ba3,943 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1967
Lot8,050 sqft
Living area3,943 sqft
Price / sqft$625
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingKitchen/Family Room ComboPrimary Bedroom Main FloorPrimarybedroom UpstairsSolid Surface CountersSolid Wood CabinetsThermostat

4545 Harbor Hills Dr is a 1967-built home in Harbor Hills Estates, Largo. Inside you'll find 8 bedrooms, 4 bathrooms, and 3,943 square feet of living space. Listed at $2,465,000 (about $625/sqft), 149 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Perfectly positioned within the exclusive waterfront enclave of Harbor Hills, this extraordinary luxury residence is the definition of turnkey coastal sophistication. Showcasing over 3,900 square feet of impeccably redesigned living space, this architectural showpiece has undergone a complete high-end transformation with more than $200,000 invested in premium finishes, designer furnishings, and bespoke upgrades throughout. Offering 8 spacious bedrooms, 4 luxurious bathrooms, and a 2-car garage, this fully furnished estate is perfectly tailored for elevated personal living, executive retreats, or a high-performing luxury vacation rental investment. Every inch of the home has been thoughtfully curated with all-new fittings, modern designer finishes, custom details, and refined craftsmanship that create an atmosphere of effortless elegance. From the moment you arrive the grand circular driveway, lush tropical landscaping, and commanding waterfront presence set the tone for what awaits inside. Expansive open-concept living areas are flooded with natural light and seamlessly blend indoor and outdoor living, all framed by breathtaking panoramic open water views. The outdoor setting is equally spectacular — offering the rare combination of wide-open water vistas with the protection of a sheltered dock, creating an ideal environment for boating enthusiasts and waterfront entertaining alike. Enjoy tranquil sunrises, glowing sunsets, and the ultimate Florida lifestyle from your private waterfront oasis. Designed for both luxury and profitability, the property is completely move-in ready and rental ready, operating as a proven turnkey Airbnb investment with exceptional income potential from day one. Whether utilized as an elite waterfront residence, a seasonal escape, or a premier short-term rental asset, this home delivers unmatched versatility and immediate cash-flow opportunity. A rare offering where luxury, lifestyle, and investment performance converge seamlessly on the water.

The essentials

Built
1967
Price / sqft
$625
On market
149 days
Annual tax
$13,037
Flood zone
AE
Lot
8,050 sqft
Type
Single Family Residence

At a glance

Single family
Built 1967
Waterfront
Intracoastal Waterway
Private pool
Heated
2 car garage
Circular Driveway
8,050 sqft lot
Lot size

Payment

Est. monthly payment
$15,175/mo
Down payment (20%)
$493,000
Property taxes
$1,086/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1967
Lot
8,050 sqft
Cooling
Central Air
Heating
Central
Parking
Circular Driveway, Driveway, Garage Door Opener
Pool
Gunite, Heated, In Ground, Outside Bath Access, Tile
Waterfront
Intracoastal Waterway
Days on Market
149
Ceiling Fans(s)
Crown Molding
Kitchen/Family Room Combo
Primary Bedroom Main Floor
Primarybedroom Upstairs
Solid Surface Counters
Solid Wood Cabinets
Thermostat
Walk-in Closet(s)
Wet Bar
Window Treatments
Balcony
Lighting
Outdoor Grill
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Ice Maker
Microwave
Range
Range Hood
Refrigerator
Washer
Wine Refrigerator
Elementary
Anona Elementary-PN
Middle
Seminole Middle-PN
High
Largo High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$13,037
Parcel #
06-30-15-36090-000-0070

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harbor Hills Estates
County
Pinellas
MLS Area
33770 - Largo/Belleair Bluffs
Lot Size
8,050 sqft

Price history

Date
Event
Price
8/28/2026
Price change
Source: Stellar MLS #TB8507894
$2,465,000-0.4%
$625/sqft
-
Price change
Source: Stellar MLS #TB8507894
$2,475,000-2.0%
$628/sqft
5/15/2026
Listed for sale
Source: Stellar MLS #TB8507894
$2,525,000
$640/sqft

Neighborhood

4545 Harbor Hills Dr
Largo, FL, 33770 · 33770 - Largo/Belleair Bluffs

Market insights

Offer Insights

Choose an offer strength

List price: $2,465,000
$2.44M – $2.46M
99.1% – 100% of listTops out right at the list price
80% of listList price
75 of the last 148 home closings in 33770 landed at this number or higher (51%). The median one sat 32 days before it went under contract, and this one is on day 149 after a $60,000 cut.

Sample: 148 closed home sales in 33770 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$15,175/mo
Principal & interest$12,856
Property taxes$1,086
Insurance$1,233
Down payment20% · $493,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$2,465,000

$625 per sq ft

Beds and baths

8 beds, 4 baths

Size

3,943 sq ft

Time on market

149 days

Year built

1967

Monthly payment

About $15,175/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $13,037 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byBHHS FLORIDA PROPERTIES GROUPListing agent: Michael JonesListing data from Stellar MLS, MLS# TB8507894.

Keep exploring Florida

Pick up where you left off, or see what else is out there.