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Overview

3 bd2 ba1,020 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1984
Lot18,283 sqft
Living area1,020 sqft
Price / sqft$412
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Open FloorplanSolid Surface CountersDishwasherDryerElectric Water HeaterRangeTankless Water HeaterWasher

2082 Shady Ln is a 1984-built home in Palm Shadows Vacd, Geneva. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,020 square feet of living space. Listed at $420,000 (about $412/sqft), 98 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

****Veterans looking for assumable va loan 3.37% *** GREAT ANGLER AIRBNB AREA *** Welcome to your own private waterfront retreat on the St. Johns River! Nestled in the peaceful community of Geneva, this beautifully renovated 3-bedroom, 2-bath home offers the perfect blend of modern updates and the relaxed Florida lifestyle you've been dreaming of. Situated on approximately .42 acres with nearly 80 feet of waterfront, this property is a true paradise for boating, fishing, and nature enthusiasts. Step outside to your private dock featuring a covered boat lift and direct navigable access to the St. Johns River, making every day feel like a vacation. Inside, the home has been thoughtfully updated with luxury vinyl flooring, a stunning kitchen complete with quartz countertops, new appliances, and beautifully remodeled bathrooms. A spacious laundry room, new tankless water heater, new HVAC system, and new roof provide peace of mind for years to come. Enjoy your morning coffee or evening sunsets from one of two enclosed Florida rooms while overlooking the tranquil water. Whether you're launching the boat, catching fish from your own dock, or simply relaxing with friends and family, this home offers an unmatched waterfront lifestyle. With no HOA, room for your toys, covered parking, and easy access to nearby boat ramps, this is a rare opportunity to own a move-in ready waterfront home in one of Central Florida's most scenic locations. Come experience the beauty, privacy, and adventure that Geneva waterfront living has to offer.

The essentials

Built
1984
Price / sqft
$412
On market
98 days
Annual tax
$3,550
Flood zone
AE
Lot
18,283 sqft
Type
Single Family Residence

At a glance

Single family
Built 1984
Waterfront
Canal - Freshwater
2 car garage
0.42 acres
Lot size
1,020 sqft
Living area

Payment

Est. monthly payment
$2,696/mo
Down payment (20%)
$84,000
Property taxes
$296/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1984
Lot
18,283 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Waterfront
Canal - Freshwater
Days on Market
98
Open Floorplan
Solid Surface Counters
Dishwasher
Dryer
Electric Water Heater
Range
Tankless Water Heater
Washer
Flood Zone AE
Annual Tax (2024)
$3,550
Parcel #
32-19-32-501-0000-0230

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Shadows Vacd
County
Seminole
MLS Area
32732 - Geneva
Lot Size
18,283 sqft

Price history

Date
Event
Price
10/5/2026
Price change
Source: Stellar MLS #O6423482
$420,000-2.3%
$412/sqft
-
Price change
Source: Stellar MLS #O6423482
$429,999-5.5%
$422/sqft
7/8/2026
Listed for sale
Source: Stellar MLS #O6423482
$455,000
$446/sqft

Neighborhood

2082 Shady Ln
Geneva, FL, 32732 · 32732 - Geneva

Market insights

Offer Insights

Choose an offer strength

List price: $420,000
$405,000 – $420,000
96.7% – 100% of listTops out right at the list price
80% of listList price
14 of the last 27 home closings in 32732 landed at this number or higher (52%). The median one sat 37 days before it went under contract, and this one is on day 98 after a $35,000 cut.

Sample: 27 closed home sales in 32732 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,696/mo
Principal & interest$2,190
Property taxes$296
Insurance$210
Down payment20% · $84,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$420,000

$412 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,020 sq ft

Time on market

98 days

Year built

1984

Monthly payment

About $2,696/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,550 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Brokered byCOLDWELL BANKER REALTYListing agent: Milton JamesListing data from Stellar MLS, MLS# O6423482.

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