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Overview

5 bd5 ba4,930 sqft7 car garageSingle Family
TypeSingle Family
HOA$175/mo
Built2014
Lot218,341 sqft
Living area4,930 sqft
Price / sqft$319
Garage7 car

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About this home

Ceiling Fans(s)Crown MoldingPrimary Bedroom Main FloorSolid Surface CountersSplit BedroomStone CountersWalk-in Closet(s)Playground

450 Valley Stream Dr is a 2014-built home in Seminole Woods 5 Ac Dev, Geneva. Inside you'll find 5 bedrooms, 5 bathrooms, and 4,930 square feet of living space. Listed at $1,574,900 (about $319/sqft), 93 days on market. Flood zone X* - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $175 monthly.

From the listing

PRICING SUPPORTED BY RECENT PROFESSIONAL APPRAISAL. Rarely does 5 acres, 7 garage spaces, and resort-style living come wrapped inside a guard-gated community with country luxury at its finest! Beyond the manned entrance of Seminole Woods, a winding driveway meanders through the trees to reveal this exceptional 5-bedroom, 3.5-bath estate, where a welcoming front porch invites you to slow down and stay awhile. Step inside and be drawn straight to the true heart of the home: a gourmet kitchen designed for the entertainer. Custom 42" cabinetry provides abundant storage, gleaming granite countertops stretch across generous workspace, and the oversized center island with prep sink anchors it all. Perfect for meal prep while guests gather around the breakfast bar. Double convection ovens make holiday feasts and Sunday dinners effortless, while the casual dining space keeps everyday meals easy and connected. A butler's pantry links the kitchen to the formal dining room, and a formal living room adds an elegant space for entertainment. The first-floor owner's retreat is a private haven with French doors opening directly to the pool area and a spa-like bath featuring a garden tub and separate walk-in shower, joined by three additional bedrooms on the main level. A dedicated office makes working from your countryside retreat effortless, especially with hardwired high-speed internet throughout. Upstairs, a spacious bonus/game room and 5th bedroom/flex space with private half bath offering room for everyone. But it's the outdoor living that truly captures the heart of this property. The screened patio is an entertainer's dream, perfect for gathering around the outdoor fireplace on cool evenings, relax in the sitting area with your morning coffee, or host weekend cookouts overlooking the sparkling pool and bubbling hot tub. Beyond the patio, the grounds unfold like your own private retreat: little ones playing safely on the commercial-style fenced playground tucked among the trees, mornings gathering fresh eggs from the newly constructed chicken coop, and homegrown harvests from the fenced garden lined with fruit trees. Car collectors and hobbyists rejoice with 7 total garage spaces, 3-car attached and 4-car detached. Saddle up and enjoy miles of horseback riding trails, a private neighborhood water supply, and exclusive access to private spring fed Buck Lake with community boat ramp. Zoned for top rated Seminole County Schools and just minutes from everyday conveniences of this is the country life, perfected. Schedule your private tour today!

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The essentials

Built
2014
Price / sqft
$319
On market
93 days
Annual tax
$12,398
HOA
$175/mo
Flood zone
X* · Low risk
Lot
218,341 sqft
Type
Single Family Residence

At a glance

Single family
Built 2014
Private pool
Child Safety Fence
7 car garage
Circular Driveway
5.01 acres
Lot size
4,930 sqft
Living area

Payment

Est. monthly payment
$10,210/mo
Down payment (20%)
$314,980
Property taxes
$1,033/mo
HOA
$175/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2014
Lot
218,341 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Circular Driveway, Driveway, Garage Door Opener, Garage Faces Side
Pool
Child Safety Fence, In Ground, Screen Enclosure
Days on Market
93
Ceiling Fans(s)
Crown Molding
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Stone Counters
Walk-in Closet(s)
Playground
Private Mailbox
Deed Restrictions
Gated Community - Guard
Horses Allowed
Park
Built-in Oven
Convection Oven
Cooktop
Dishwasher
Disposal
Microwave
Range
Elementary
Geneva Elementary
Middle
Chiles Middle
High
Oviedo High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X*
Annual Tax (2025)
$12,398
Parcel #
20-20-32-3AF-0860-0000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Seminole Woods 5 Ac Dev
County
Seminole
MLS Area
32732 - Geneva
Lot Size
218,341 sqft
HOA
$175/mo
Mike Bono / Bono & Associates

Price history

Date
Event
Price
8/10/2026
Price change
Source: Stellar MLS #O6425573
$1,574,900-1.6%
$319/sqft
7/16/2026
Listed for sale
Source: Stellar MLS #O6425573
$1,599,900
$325/sqft

Neighborhood

450 Valley Stream Dr
Geneva, FL, 32732 · 32732 - Geneva

Market insights

Offer Insights

Choose an offer strength

List price: $1,574,900
$1.52M – $1.57M
96.7% – 100% of listTops out right at the list price
80% of listList price
15 of the last 28 home closings in 32732 landed at this number or higher (54%). The median one sat 48 days before it went under contract, and this one is on day 93 after a $25,000 cut.

Sample: 28 closed home sales in 32732 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$10,209/mo
Principal & interest$8,214
Property taxes$1,033
Insurance$787
HOA$175
Down payment20% · $314,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,574,900

$319 per sq ft

Beds and baths

5 beds, 5 baths

Size

4,930 sq ft

Time on market

93 days

Year built

2014

Monthly payment

About $10,210/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $12,398 annual tax bill, insurance, and the $175/mo HOA fee.

HOA fee

$175/mo

Managed by Mike Bono / Bono & Associates.

Flood zone

Zone X*

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byCHARLES RUTENBERG REALTY ORLANDOListing agent: Lolita ClayListing data from Stellar MLS, MLS# O6425573.

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